Is there a relationship between the amount of money in the social security pooling account and the pension?

The amount of money in the social security pooling account has nothing to do with the pension.

The social security pooling account is mainly used to pay the insured's basic pension, and the amount of basic pension mainly depends on the individual's payment period, payment base, payment index and local average salary. Compared with the individual account pension, the funds in the overall account mainly come from the employer's contributions and other expenses that meet the relevant national laws and regulations, and are mainly used to ensure that the pension can be paid in full and on time. Although the stability of funds in the overall account is very important to ensure the issuance of pensions, the amount of funds in the overall account does not directly affect the amount of personal pensions. The amount of personal pension mainly depends on the accumulation of personal accounts, that is, the amount of personal contributions and the number of months of payment.

The query method of social security card account balance is as follows:

1, medical insurance designated pharmacies and hospitals. The insured person can directly hold the social security card to the designated pharmacy or hospital for medical insurance. Generally, when using social security cards for consumption, you can see the balance of social security cards on the small tickets issued by designated pharmacies or hospitals;

2. Service hotline inquiry. Call the service hotline 12333, and then follow the voice prompts to check the balance of the social security card account;

3, social security website query. Nowadays, social security bureaus in many cities have their own websites. The insured person needs to log in to the local social security network, and then can check the account balance on the social security details page.

To sum up, the relationship between social security pooling account and pension is mainly reflected in ensuring the payment of pension, rather than directly affecting the amount of pension. The amount of personal pension mainly depends on individual contributions and related calculation factors.

Legal basis:

People's Republic of China (PRC) social insurance law

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Employers and individuals pay social insurance premiums according to law. The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.