Employee social security to flexible employment social security have an impact

A, employee social security to flexible employment social security loss

Employee social security directly to flexible employment social security, relatively speaking, is relatively lose.

Employee social security contributions by the unit as well as the individual *** with the same, where the unit to bear about 30% of the contribution ratio, while the individual only need to bear about 10% of the social security contributions. Flexible employment social security also participates in the employee's social security, but can only get two kinds of insurance, pension and medical insurance, and also need to bear all the social security contributions.

Both from the perspective of the comprehensiveness of the insurance and social security contributions, flexible employment social security is not as cost-effective as employee social security.

Second, the employee social security to flexible employment social security impact

Employee social security to flexible employment social security will have a certain impact:

1, women's retirement age is extended: the normal retirement age of female workers for fifty years old, and flexible employment to participate in the insurance, the female usually need to be fifty-five years old before you can go through the retirement procedures.

2, high contribution: employee health insurance individual contribution rate of 2%, while flexible employment to participate in health insurance individuals need to pay 8% of the standard, of which 6% into the integrated account, 2% into the individual health insurance account; relatively speaking, flexible employment to participate in the individual contribution pressure is greater, the same reason for the pension insurance contributions.

3, social security coverage is small: a fixed work unit to participate in the employee social security, usually have the pension, medical care, maternity, industrial injury and unemployment five aspects of insurance; and flexible employment insurance can only get the pension and medical insurance.

Three, the employee social security to flexible employment social security after a job how to do

Employee social security to flexible employment social security after the individual to find a new job, you can apply for flexible employment stop insurance procedures, and then resume the employee social security contributions.

1, the need for flexible employment social security to the unit to pay social security, you can go to the local social security department for the suspension of insurance procedures; part of the region is to suspend the insurance, there are areas that require direct transfer of social security procedures, the specific requirements of the social security center regulations shall prevail.

2, individuals deal with flexible employment after the suspension or transfer, the remaining part of the new unit can be handed over to the person in charge of the specialized social security to deal with.

Legal basis:

The People's Republic of China*** and the State Social Insurance Law

Article 73 The social insurance agency shall establish and improve the business, financial, security and risk management system. A social insurance agency shall pay social insurance benefits in full and on time.

Article 74 Social insurance agencies shall obtain the data necessary for social insurance work through business operations, statistics and surveys, and the units and individuals concerned shall provide them in a timely and truthful manner.

Social insurance agencies shall establish files for employers in a timely manner, keep complete and accurate records of social insurance data such as the number of persons participating in social insurance and the amount of contributions paid, and properly keep the original vouchers for registration and declaration, as well as the accounting vouchers for payment and settlement.

Social insurance agencies shall promptly, completely and accurately record the contributions of individuals participating in social insurance and the contributions made by employers on their behalf, as well as records of their individual rights and interests, such as the enjoyment of social insurance benefits, and shall regularly send the record sheets of individual rights and interests to the individuals free of charge. Employing units and individuals may, free of charge, inquire and check their records of contributions and social insurance entitlements with the social insurance administration organization, and request the social insurance administration organization to provide social insurance consultation and other related services.

Article 75 The national social insurance information system shall be constructed in accordance with the principle of unified planning by the state and the people's governments at or above the county level in accordance with the principle of hierarchical responsibility*** with the construction.