How to pay rural social security in different places

First of all, there are three options for rural hukou to buy social security.

One is to buy basic old-age insurance for urban workers as a free man. Free people participate in the basic old-age insurance based on the minimum guaranteed wage in this city in the previous year (generally, every prefecture-level city announces the average social wage of employees in this city in the previous year, and this average wage multiplied by 60% is the minimum guaranteed wage in this city, which is the base of free people's insurance payment). At present, the social security payment ratio is 20%, and the medical insurance payment ratio is 8%. Of course, you have to pay for it yourself.

Second, affiliated enterprises purchase basic old-age insurance for urban workers. The social security payment base is the virtual salary of the enterprise, and the payment ratio is 23% of the social security (the policy stipulates that the enterprise shall bear 15, and the individual shall bear 8%, because your parents are affiliated, so all of them shall bear it), and the medical insurance payment ratio is 8% (the policy stipulates that the enterprise shall bear 6%, and the individual shall bear 2%, which is actually borne by your parents). On the contrary, your parents pay more than the first one and enjoy the same treatment as the first one. The difference is that your parents have contributed to the enterprise (the enterprise does not have to pay social security for others because of your parents' affiliation).

The third way is to buy the new rural cooperative medical system (hereinafter referred to as the new rural insurance) with rural hukou. The payment standard of this new rural insurance is set at 100 yuan per year, in 200 yuan, 300 yuan, 400 yuan and 500 yuan. This is your second question. The insured can choose freely according to his own economic situation. The government subsidizes the insured, and the subsidy standard is 30 yuan per person per year (including the average provincial financial subsidy in 20 yuan and the county financial subsidy 10 yuan). For each level of payment, the county finance will increase the payment subsidy to 5 yuan. The county government pays all the old-age insurance premiums on behalf of those groups who have completely lost their ability to work and have no source of income, at the rate of 100 yuan per year. For severely disabled people in rural low-income households, the county government will pay 100 yuan of old-age insurance premium per person every year on the basis of "minimum living allowance" and "disabled card"; For other groups with payment difficulties identified as rural poor households (including severely disabled people and rural low-income households) in that year, the county people's government shall pay or subsidize the old-age insurance premium according to the standard of 80 yuan per person per year, and individuals shall pay the rest of the old-age insurance premium according to the prescribed payment grade. Whether rural severely disabled people, rural low-income households and other groups with difficulties in paying fees are eligible to pay or subsidize endowment insurance premiums shall be examined and determined by the county labor and social security bureau in conjunction with the county disabled persons' Federation and the county civil affairs bureau. Set of severe disabilities, subsistence allowances, poor and other multi-identity payment objects, payment subsidies are subsidized according to the highest subsidy standard that the insured can enjoy. Those who have reached the age of 60 and do not enjoy the basic old-age insurance for urban workers, and those with household registration in rural areas, can receive 55 yuan pension on a monthly basis without paying insurance premiums, but all their children must be insured. In 2009, all prefecture-level cities in all provinces in China chose a county to carry out pilot projects. I believe this new rural insurance will be fully rolled out soon.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.