Can people who didn't pay Social Security after age 60 collect a pension?

One, the relationship between social security payment and pension

Social insurance is a system set up by the state to protect the basic life of citizens, including pension insurance, medical insurance, unemployment insurance and many other aspects. Among them, pension insurance is a security measure designed for retirees, and its source of funding mainly relies on the contributions made by the insured during their working life. Individuals pay a certain percentage of pension insurance premiums during their working life, forming individual accounts and a generalized fund, which is used to receive a pension when they retire later.

Second, the conditions for the payment of pensions

According to the relevant laws of China, certain conditions must be met in order to receive a pension. First of all, the insured person must reach the legal retirement age, usually 60 years old for men and 55 years old for women (this may vary according to different regions and policies). Second, participants must have paid social insurance premiums for a certain number of years, usually 15 years or more. Only when both conditions are met can an individual receive a monthly pension upon retirement.

Third, the consequences of failing to pay social security

For those who have not paid social security after the age of 60, they will not be able to enjoy pension benefits. This means they will face more financial pressure and difficulties in life after retirement. In addition, non-payment of social security may also affect the enjoyment of other social security benefits, such as medical insurance and unemployment insurance.

In summary:

People who have not paid social security after the age of 60 cannot receive pension. Social security payment is closely related to the payment of pensions, and individuals should actively participate in the insurance and make contributions on time during their working life to ensure that they can enjoy due social security treatment after retirement. For those who have not paid social security, they should understand the relevant policies and regulations as soon as possible, and actively make up the social security fees to reduce the financial burden after retirement.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 16 stipulates:

Individuals who have participated in basic old-age pension insurance and have made contributions for a total of fifteen years by the time they have reached the legal retirement age will receive a basic pension on a monthly basis. Individuals who have participated in basic old-age insurance and have contributed for less than fifteen years by the time they reach the legal retirement age may contribute until they reach the full fifteen years, and receive a basic pension on a monthly basis; they may also be transferred to the new type of rural social old-age insurance or the urban residents' social old-age insurance, and enjoy the corresponding old-age insurance benefits in accordance with the provisions of the State Council.

The Social Insurance Law of the People's Republic of China

Article 23 stipulates:

Employees shall participate in basic medical insurance for employees, and employers and employees shall pay the basic medical insurance premiums in accordance with the state regulations***. Individual industrial and commercial households without employees, part-time workers who do not participate in the basic medical insurance of employees in the employing organization, and other flexibly employed persons may participate in the basic medical insurance of employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.