55 years old and has not paid social security. Can I make it up?

55 years old, never paid social security, you can pay it back.

According to the current social insurance regulations, 55-year-old people can choose to pay social insurance if they have not participated in social insurance before. The specific payment policy will be different according to the regulations of the local social security bureau, but in general, the payment of social security needs to meet certain conditions and procedures. When repaying, you can choose different payment grades and decide the payment amount according to your personal economic ability and willingness. Paying social security can enable individuals to enjoy basic old-age insurance when they reach the legal retirement age. Rural old-age insurance, people over the age of 60 may enjoy the policy of free payment in some areas, but pension benefits will be paid according to the minimum standard. In short, even if you start to pay social security at the age of 55 and accumulate enough payment years, you still have the opportunity to get old-age insurance benefits.

Provisions on payment of social security:

1. Payment conditions: it is necessary to meet the conditions stipulated by the local social security payment policy, such as the payment period and reasons;

2. Repayment procedures: usually, it is necessary to submit a repayment application to the social security agency and provide relevant supporting materials;

3. Payment period: different regions have different provisions on the payment period of social security, and there is generally a maximum payment period limit;

4. Payment amount: the calculation of payment amount usually includes the social security fees payable and the corresponding late payment fees;

5. Impact of paying back social security: Paying back social security may affect personal social security benefits, such as the calculation and payment of pensions.

To sum up, in the case that individuals aged 55 do not participate in social security, they can choose to pay social insurance according to the current laws and regulations. The policies and conditions for paying social insurance vary from place to place. The level of paying social insurance can be determined according to the individual's ability to ensure that a basic pension can be obtained when reaching retirement age, while rural workers may enjoy more preferential policies under certain conditions, so that they can accumulate pension insurance benefits even if they pay social insurance late.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.