Can my wife swipe her husband's social security card for prenatal examination?

A wife can't swipe her husband's social security card for a checkup.

You can't use your husband's medical insurance card to give your wife a checkup or a pregnant woman a checkup. If you want to reimburse the cost of the birth check-up, you can't pay with your medical insurance card. Neither you nor your husband can because you can't reimburse them. Medical insurance card is an integrated circuit card which is uniformly planned by the Ministry of Labor and Social Security, issued to the society by local labor and social security departments, and applied to various business fields of labor and social security. The medical insurance card is generally undertaken by the local designated agent bank, which is a kind of multi-functional debit card of the bank.

Medical insurance reimbursement process:

1. The agent needs to bring relevant materials, including the original ID card, the original medical card, the hospitalization certificate of the hospital, the discharge certificate, the charging documents during hospitalization, the corresponding medical records, inspection reports and other related materials, and apply for reimbursement at the social security agency;

2. After accepting the application, the regulatory authorities will review the application materials received, and after the approval, the settlement and payment will be completed on the same day;

3. The social security agency has passed the examination, and the applicant can receive reimbursement expenses with relevant documents. Under normal circumstances, under the condition of complete information, all the reimbursement work can be completed on the same day, without having to run a few more times.

Medical insurance reimbursement items:

1, drug purchase reimbursement

If the insured person needs to be reimbursed for purchasing drugs and needs to bring a medical insurance card to a designated medical institution or pharmacy for purchase, the medical expenses can be settled directly by credit card, and the drug purchase is not included in the social overall planning. All accounts are settled by personal account, and if the balance of personal account is used up, it can also be paid in cash.

2, outpatient reimbursement

You need to bring the original ID card and the medical certificate issued by the doctor to the relevant departments of the local social security center for processing. Those who meet the requirements after examination can apply directly. However, when the outpatient department reimburses, it is necessary to deduct the amount of the social security personal account in the current year and then check the reimbursement amount.

3, hospitalization reimbursement

When in hospital, the insured person needs to pay the deposit of medical expenses first, and when discharged, he will refund more and make up less. Medical expenses incurred before the hospitalization registration formalities shall not be reimbursed.

To sum up, the wife can't use her husband's medical insurance card for maternity check-up, and the pregnant woman can't use her husband's medical insurance card for maternity check-up. If you want to reimburse the cost of the birth check-up, you can't use the medical insurance card, neither you nor your husband, because you can't reimburse them. Medical insurance card is an integrated circuit card which is uniformly planned by the Ministry of Labor and Social Security, issued to the society by local labor and social security departments, and applied to various business fields of labor and social security. The medical insurance card is generally undertaken by the local designated agent bank, which is a kind of multi-functional debit card of the bank.

Legal basis:

Article 23 of People's Republic of China (PRC) Social Insurance Law

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.