The difference between five insurance and six insurance, the new pilot of social security six insurance, what is the nursing insurance in social security?

The difference between five risks and six risks

In the past, social security was all five risks, and everyone was familiar with it, but recently there was a saying that social security was six risks. What's the difference between five risks and six risks?

The difference between five risks and six risks is that six risks have one more risk than five risks.

At present, five insurances refer to medical insurance, old-age insurance, work-related injury insurance, unemployment insurance and maternity insurance, while six insurances refer to old-age insurance, medical insurance, unemployment insurance, work-related injury insurance, maternity insurance and supplementary medical insurance, so six insurances have one more supplementary medical insurance than five insurances.

In addition, because the six risks are added to the five risks, this risk is extra and illegal, but the five risks are legal, and employers and workers must pay them according to law.

It should be noted that among the six insurances, only supplementary medical insurance can be paid on a voluntary basis, and other types of insurance still need to be paid according to law.

New pilot of social security six insurance

Recently, many people have paid attention to the issue of the new pilot of social security six insurances. Then the following small series will tell you about this problem.

The National Health Insurance Bureau issued "Guiding Opinions on Expanding the Pilot Long-term Care Insurance System (Draft for Comment)" (hereinafter referred to as "Draft for Comment"), and publicly solicited opinions from the society. The "Draft for Comment" clarified the expansion of the pilot scope. In principle, there are 1 pilot cities in each province, and on the basis of the original pilot, there are 14 cities (districts) such as Shijingshan District of Beijing, Tianjin City and Jincheng City of Shanxi Province. The pilot period is 2 years.

In fact, since the "long-term care insurance" was first mentioned in the government work report of 20 19, it has been the general trend to expand the pilot project. In addition to the five social insurances of pension, medical care, work injury, unemployment and maternity, long-term care insurance is expected to become the "sixth insurance" of social security, providing a guarantee for the disabled elderly to provide decent old-age care. The so-called long-term care insurance is insurance that provides care expenses or services for people who need long-term care because of old age, illness or disability.

What is nursing insurance in social security?

Many people have never heard of nursing insurance in social security, so let's take a look at what is nursing insurance in social security.

Long-term care insurance:

It is a kind of health insurance that provides compensation for the cost of nursing services for the insured who need long-term care because of old age, illness or disability.

1, Long-term care insurance, combined with the current economic and social development in China, this paper expounds the necessity of developing long-term care insurance in China, which has important theoretical and practical guiding significance for insurance companies that are actively carrying out health insurance innovation in China.

2. Long-term care insurance is an important part of public health policies and systems in developed countries. The book Long-term Care Insurance deeply studies the successful experience of developing long-term care insurance in developed countries, and also provides valuable reference for designers and makers of public health policies in China to improve China's national health system.

The above is related to the six social insurance, I hope it will help everyone!