Job Recruitment Website - Social security inquiry - Will this month's medical insurance payment take effect next month?
Will this month's medical insurance payment take effect next month?
First, how long can social security be transformed into medical insurance?
Under normal circumstances, if you are insured for the first time, you probably need to pay employee medical insurance continuously to use the medical insurance card normally, and you can use the medical insurance card normally after 6 months. This refers to your medical insurance reimbursement account, and you can enjoy medical insurance reimbursement after 6 months of normal use.
Second, why do employees have to pay medical insurance after retirement?
If retirees want to pay medical insurance, there are generally two reasons. The first is that the insured person has gone through retirement procedures, but his employee medical insurance has not reached the minimum payment period. You can't enjoy lifelong medical insurance after retirement, and you need to pay the minimum payment period to enjoy it. The second is that although individuals have gone through retirement procedures, they pay residents' medical insurance, not employees' medical insurance, and they need to pay medical insurance every year until they reach the statutory payment period. Medical insurance is generally divided into medical insurance for urban workers and medical insurance for urban and rural residents. Employee medical insurance is generally purchased by the company for employees. The insured person pays the minimum payment period, reaches retirement age, and can enjoy lifelong medical insurance after retirement. On the other hand, after retirement, we don't need to pay medical insurance, but we can also enjoy hospitalization reimbursement. If the insured person has reached the statutory retirement age, and the minimum payment period of the old-age insurance has been paid 15, but the medical insurance has not reached the minimum payment period, he cannot apply for lifelong medical insurance benefits. At this time, you can only choose to make up in one lump sum or continue to pay medical insurance to the minimum payment period. Residents' medical insurance is a medical insurance system with urban minors and unemployed residents who have not participated in the medical insurance for urban workers as the main participants. Simply put, residents' medical insurance is paid by unemployed residents such as the elderly and children, and they need to go to the local social security bureau themselves. If an individual has reached retirement age, but has never paid employee medical insurance, he can only choose to pay resident medical insurance to enjoy medical insurance benefits. Generally speaking, both employees' medical insurance and residents' medical insurance can enjoy medical treatment such as outpatient service and hospitalization.
Third, how to reactivate the medical insurance when it stops?
It will be returned this month, and it will not be used until half a year later.
If the payment is suspended for no more than 3 months, it can be paid back and accumulated, but the medical insurance benefits cannot be enjoyed during the suspension period; If the payment is interrupted for more than 3 months, it will not be paid back, and it can only be paid again, and it is also calculated cumulatively.
Medical insurance payment is related to the enjoyment of treatment. Enterprise employees can enjoy medical insurance benefits normally from the month following the insured payment, and relevant medical insurance benefits will also stop after the insurance is stopped, but the system data and payment period will not be cleared.
The relevant legal basis of this article.
People's Republic of China (PRC) social insurance law
Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.
Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.
Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan.
The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.
The state supports social insurance through preferential tax policies.
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