Can unmarried children enjoy maternity insurance?

Unmarried children cannot enjoy maternity insurance benefits.

The exercise of reproductive rights must be carried out according to law, and the obligee can only have children within a certain period after the marriage relationship is established, and must obtain a birth certificate issued by the population management department. A woman's maternity leave during childbirth is legal, regardless of whether her childbirth conforms to the family planning policy. Although you should enjoy maternity leave as long as you have birth facts, you can't enjoy maternity insurance and other related benefits because unmarried birth violates national laws and regulations.

The following materials shall be provided when applying for maternity allowance:

1, a copy of the social security card of the insured employee;

2 copies of birth certificate, birth certificate and one-child certificate;

3, a copy of the invoice of the maternal hospitalization, discharge summary (stamped with the seal of the hospital);

4. Unit certificate (including employee's name, age, ID number, start and end date of maternity leave);

5. Original reimbursement materials shall be provided for review.

The process of receiving maternity allowance is as follows:

1. Submit the materials to the human resources department of the woman's unit within 3 months after delivery;

2, fill in the registration form and stamped by the unit;

3. The individual holds this form and seals it in the lover's unit, and both parties sign it and return it to the woman's unit;

4. The woman's unit declares social security on the 5th to 25th of each month, and the funds will be sent to her after the company accounts.

In summary, unmarried children are generally not allowed to apply for maternity insurance. To apply for maternity insurance, female employees need to bring family planning certificates, baby birth certificates and other materials to the local social insurance agency. Parties with children born out of wedlock generally do not have the above complete materials.

Legal basis:

Article 53 of the Social Insurance Law of People's Republic of China (PRC)

Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with state regulations, and employees shall not pay maternity insurance premiums.

Article 54

The employer has paid maternity insurance, and its employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund.

Maternity insurance benefits include maternity medical expenses and maternity allowance.

Article 55

Maternity medical expenses include the following contents:

(1) Maternity medical expenses;

(two) family planning medical expenses;

(3) Other project expenses stipulated by laws and regulations.

Article 56

Workers in any of the following circumstances can enjoy maternity allowance in accordance with state regulations:

(1) Female employees enjoy maternity leave;

(2) Enjoy family planning operation leave;

(3) Other circumstances stipulated by laws and regulations.

Maternity allowance is calculated and paid according to the average monthly salary of employees in the previous year of the employer.