Where to go for maternity insurance reimbursement

Maternity insurance reimbursement is usually made at the local social security office. Maternity insurance participants will be reimbursed within one year from the date of incurring maternity medical expenses. However, there are some variations in the reimbursement of maternity insurance in individual places, so we suggest you refer to your local maternity insurance management measures or visit the website of your local social security bureau to check the relevant guidelines for maternity insurance reimbursement.

The employer is required to submit the following documents:

(1) social insurance registration form;

(2) a form for increasing or decreasing the number of employees participating in the basic pension, work-related injury and maternity insurance;

(3) a summary form for the declaration of basic pension, work-related injury and maternity insurance for the enterprise employees.

Maternity insurance can reimburse expenses

(1) if the employee is seven months pregnant or more than seven months pregnant, or less than seven months premature birth, you can enjoy three months of maternity allowance;

(2) if it is difficult to give birth or caesarean section at the time of giving birth, you can enjoy 15 days of allowance in addition to the three-month maternity allowance;

(3) for multiple births, you can enjoy 15 days of allowance;

(4) for multiple births, you can enjoy 15 days of allowance;

(5) for multiple births, you can receive 15 days of allowance.

(3) For workers who have given birth to several children, the maternity allowance will be increased by 15 days for each additional child;

(4) If the birth is due to miscarriage or induced labor, the maternity allowance will be 1.5 months, and if the miscarriage is less than 3 months, the maternity allowance will be 1 month.

For the application of maternity insurance, prepare the birth certificate, the birth certificate of the child, and the diagnostic material of the will, and your own ID card, and other related materials if the birth is due to special reasons such as premature birth or caesarean section. As long as you provide a list of your hospitalization expenses, you will be able to reimburse the appropriate maternity insurance.

Legal basis

Article 25 of the Law of the People's Republic of China on Population and Family Planning (LPRPF): Couples who have children in accordance with the provisions of the laws and regulations may be entitled to the incentive of extended maternity leave or other welfare benefits.

Special Provisions on Labor Protection for Female Workers and Employees Article 7 Female workers are entitled to 98 days of maternity leave for childbirth, of which 15 days may be taken before delivery; in the case of a difficult birth, the maternity leave shall be increased by 15 days; in the case of the birth of a multiple child, the maternity leave may be increased by 15 days for each additional child. If a female worker is pregnant for less than four months and miscarries, she shall be entitled to 15 days of maternity leave; if she is pregnant for four months and miscarries, she shall be entitled to 42 days of maternity leave.

The Social Insurance Law of the People's Republic of China

Article 53 Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with the state regulations, and the employee shall not pay maternity insurance premiums.

Article 54 Where an employer has paid maternity insurance premiums, its employees shall be entitled to maternity insurance benefits; the employee's unemployed spouse shall be entitled to maternity medical expenses in accordance with state regulations. The necessary funds shall be paid from the Maternity Insurance Fund. Maternity insurance benefits include maternity medical expenses and maternity allowances.

Article 55 Maternity medical expenses include the following:

(1) medical expenses for giving birth;

(2) medical expenses for family planning;

(3) expenses for other items prescribed by laws and regulations.

Article 56 Employees shall be entitled to maternity allowances in accordance with the state regulations in any of the following cases:

(1) Female workers are entitled to maternity leave for giving birth;

(2) they are entitled to leave for family-planning surgery;

(3) other cases stipulated by laws and regulations.

Maternity allowance is paid in accordance with the average monthly salary of the employees of the employer where the employee works in the previous year.