Are social security contributions and medical insurance contributions the same thing?

Social security payment and medical insurance payment are not the same thing, and the differences between them are as follows:

1, with different concepts. Social security card, namely social security card, is an IC card issued by human resources and social security departments in various places to handle various affairs of human resources and social security. Medical insurance card is a special card for personal account of medical financial insurance, which uses personal ID card as identification code and stores detailed information such as personal ID card number, name, gender, payment and account capital consumption.

2. Different functions. Social security card not only has the function of medical insurance card, but also is an important voucher for handling various social security affairs, such as receiving unemployment benefits. The medical insurance card is limited to the medical insurance function, which can only be used to enjoy medical insurance benefits and cannot be reimbursed;

3. Card issuers are different. The medical insurance card shall be borne by the local designated agent bank. It is a multifunctional debit card for banks. After the insured unit pays the fee, the local medical financial insurance operation department will entrust the personal account funds to the bank at the end of the month and transfer them to the personal medical insurance card of the insured employees. Social security cards are issued to the society by local human resources and social security departments;

4. Different security functions. The social security card has a strict key processing system and approval, and the safety factor is high. The medical insurance card has no such processing system, so the safety factor is low. The difference between social security and medical insurance;

(1) Social security is the abbreviation of social financial insurance. The main items of social security include pension social financial insurance, medical social financial insurance, unemployment insurance, industrial injury financial insurance and maternity financial insurance. That is, the "five risks" in the "five insurances and one gold" that we often say. Of course, with the merger of medical insurance and maternity insurance, "five insurances" will become "four insurances";

(2) Medical insurance is the abbreviation of medical financial insurance, which is social financial insurance provided by society or enterprises with necessary medical work or material help when employees are sick, injured or have children. The medical expenses of employees are shared by the state, units and individuals to reduce the burden on enterprises and prevent negligence.

(3) To sum up, the social security card is more important than the medical insurance card. You can take the social security card to the hospital to pay the bill directly, or you can use the social security card to reimburse the medical expenses. However, this is required by specific medical and financial insurance organizations. Some hospital social security cards cannot be directly reimbursed. The general detailed reimbursement share is still about which items patients need to reimburse. Some can be reimbursed directly, and some can't, depending on the situation.

Legal basis: Article 10 of the Social Insurance Law of People's Republic of China (PRC).

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.