The latest 2011 Shanghai locals and foreigners to pay the difference between social insurance treatment

June 28, reporters from the municipal government press conference was informed that the implementation of the Social Insurance Law, improve the Shanghai social insurance system of the newly formulated relevant policies, foreign workers and suburban employers into the scope of social insurance for urban workers.

Adjustment of the scope of participation: foreign workers and suburban units into the urban social security

According to the city's original regulations, foreign workers mainly participate in the city's comprehensive insurance, suburban units of workers mainly participate in the social insurance of small towns. According to the new regulations, all foreign workers who have established labor relations with local employers should participate in the city's social insurance for urban workers and pay social insurance premiums in accordance with the city's stipulated contribution base and ratio.

The types of insurance and contribution rules for urban workers are the same as those for urban workers, while non-urban workers currently participate in the three social insurance programs for old-age pension, medical care and work-related injuries.

The contribution rates for non-urban workers are: pension insurance, 22% for the unit and 8% for the individual; medical insurance, 6% for the unit and 1% for the individual; and work-related injury insurance, 0.5%, with no contribution from the individual.

The contribution base is a five-year transition method: in 2011 (the specific time from the date of issuance of the document to the following March), the individual contribution base is 40% of the average monthly salary of the city's employees in the previous year; in 2012 (i.e., April 2012 to March 2013), the individual contribution base is 45%; in 2013 (i.e., April 2013 to March 2014), the individual contribution base is 50%; in 2014, the individual contribution base is 50%; in 2014, the individual contribution base is 50%; in 2014, the individual contribution base is 50%; the individual contribution base is 50%; the individual contribution base is 50%. The individual contribution base is 50%; in 2014, the individual contribution base is 55%; from 2015 onwards, the individual contribution base is determined in accordance with the individual's average monthly salary income of the previous year, and the portion of the individual's average monthly salary income of the previous year that is higher than 300% of the average monthly salary of the city's employees of the previous year will not be counted as part of the contribution base, and the portion of the individual's average monthly salary that is lower than 60% of the average monthly salary of the city's employees of the previous year will be determined in accordance with the average monthly salary of the city's employees of the previous year. 60% of the previous year's average monthly wage of the city's employees. If the non-urban household registration foreign workers and the employer reach a consensus, the contribution base can also be implemented in accordance with the relevant provisions of the city's urban workers' social insurance.

Insurance treatment: outpatient and inpatient medical care

Foreign workers to participate in social insurance for urban workers, pension insurance treatment, personal contributions of 8% of the pension insurance premiums, all credited to the individual account, the basic pension insurance relationship can be transferred in accordance with the relevant provisions of the state and the city of the transfer of the continuity of the other, the legal retirement age retirement benefits to determine the place of the city, according to the provisions of the city, the retirement benefits of the city, the retirement benefits of the city, the retirement benefits of the city, according to the provisions of the city, the retirement benefits of the city, the retirement benefits of the city. If the place of receiving retirement benefits is determined to be in this city upon reaching the statutory retirement age, the pension benefits shall be calculated in accordance with the provisions of this city.

In terms of medical insurance treatment, non-urban migrant workers are entitled to outpatient and inpatient medical insurance treatment from the month following their participation in the urban workers' social insurance, and the scope of payment, payment standards and transfer of treatment will be carried out in accordance with the relevant provisions of the urban workers' basic medical insurance. Foreign workers with urban household registration are entitled to medical insurance benefits in accordance with the provisions of the city's urban workers' social insurance.

As for the treatment of work injury insurance, if a foreign employee suffers an accidental injury at work or suffers from an occupational disease after enrolling in the insurance, the determination of the work injury, the appraisal of labor capacity, the standard of the items of the treatment of work injury insurance and the application and payment, as well as the related legal responsibility, etc., shall be carried out in accordance with the relevant provisions of the city's work injury insurance. Non-urban migrant workers who are disabled from Grade 1 to Grade 4 at work can enjoy the work injury insurance treatment according to the standards of treatment items and payment methods stipulated in the Shanghai Measures for the Implementation of Work Injury Insurance, or they can choose to enjoy the treatment in the form of a lump sum in accordance with the provisions of the Notice on the Relevant Issues Concerning Migrant Workers' Participation in Work Injury Insurance. After the lump-sum receipt of the work-related injury insurance treatment, the work-related injury insurance relationship will be terminated.

Suburban employers to stop participating in small-town social insurance contributions

According to the new regulations, employers within the city's suburbs and their employees with the city's household registration should also participate in the city's urban workers' social insurance, and the contribution base and ratio should be implemented in accordance with the relevant regulations on urban workers' social insurance. Among them, the small town social insurance employers and their employees with household registration in the city who were still making contributions in June 2011 should stop making contributions in the small town social insurance from July 2011 onwards, and switch to participate in the urban workers' social insurance.

BaoTanRu introduction, in the July 2011 to March 2014 period, the contribution base and pension insurance, medical insurance contribution ratio can be gradually transition: unit contribution base according to the unit within the individual monthly contribution base and determine the individual contribution base according to the previous year the city's average monthly salary of 60% of the workers to determine the base; July 2011 to March 2012, the unit to pay pension insurance premiums From July 2011 to March 2012, the proportion of unit contribution to pension insurance premiums was 17%, the proportion of individual contribution to pension insurance premiums was 5%, the proportion of unit contribution to medical insurance premiums was 7%, and the proportion of individual contribution to medical insurance premiums was 1%. from April 2012 to March 2013, the proportion of unit contribution to pension insurance premiums was 19%, the proportion of individual contribution to pension insurance premiums was 8%, the proportion of unit contribution to medical insurance premiums was 9%, and the proportion of individual contribution to medical insurance premiums was 2%. From April 2013 to March 2014, the proportion of pension insurance premiums paid by the organization is 22%, the proportion of pension insurance premiums paid by the individual is 8%, the proportion of medical insurance premiums paid by the organization is 12%, and the proportion of medical insurance premiums paid by the individual is 2%. The above suburban employers and their employees, by consensus, can also be directly in accordance with the current provisions of social insurance for urban workers to participate in contributions.