How much insurance can social security buy?

Five kinds. Social insurance includes basic endowment insurance for enterprise employees, basic medical insurance for employees, industrial injury insurance for employees, basic medical insurance for employees and social maternity insurance.

Some provinces and cities are trying out: basic old-age insurance for farmers (residents), basic medical insurance for farmers (residents), local old-age insurance and supplementary old-age insurance for enterprises. In addition, some enterprises also pay provident fund, which is also part of social security.

Definition of payment salary: The payment salary of the insured is the actual salary of the individual, but the upper limit of payment is not higher than 3 times of the average salary of local employees in the previous year, and the lower limit is not lower than 60% of the average salary of local employees in the previous year.

1. The basic old-age insurance for employees is 18% of the paid wages, of which the unit burden is 10% and the individual burden is 8%.

2, the basic medical insurance for employees is 2% of the payment of wages, borne by the unit, not by individuals.

3. The industrial injury insurance is 1-65438+ 0.5% of the payment salary, and the payment ratio is determined according to the degree of danger of the job. It is borne by the unit, not by the individual.

4. The basic medical insurance for employees is 2% of the salary, which is borne by the unit and not by the individual.

5. The maternity insurance premium is 0.5% of the paid wages, which shall be borne by the unit and not by the individual.

Social security paid by ordinary individuals includes basic old-age insurance, basic medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, which are collectively referred to as five insurances and are national statutory insurance. If you apply for social security payment as a freelancer, you can choose two or three items, such as endowment insurance and medical care. If a woman suggests, you should choose maternity insurance. If the company pays collectively, then all five risks must be paid.

legal ground

Social insurance law

Article 64 Social insurance funds include basic old-age insurance funds, basic medical insurance funds, industrial injury insurance funds, unemployment insurance funds and maternity insurance funds. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country. The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it. The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.