Job Recruitment Website - Social security inquiry - Can I make up social security before 20 17?
Can I make up social security before 20 17?
The previous social security can be repaid in the previous year, as long as the late payment fee is paid according to the regulations. Re-insured after the interruption of social insurance can make up the social insurance during the interruption. It takes 20 years for medical insurance to be reimbursed, and it takes 15 years for old-age insurance to receive pension.
The payment process is as follows:
1. Individuals should fill in the supplementary undertaking and application form before handling supplementary endowment insurance, and at the same time, after providing relevant supporting materials, submit an application for supplementary payment to the filing institution;
2. Collect and fill in the information needed to pay back the old-age insurance, such as: a letter from the unit or employee applying in writing for paying back the arrears and canceling the arrears; Fill in the Application Form for Payment/Cancellation of Old-age Insurance Arrears (in triplicate), and write down the contact person, telephone number, etc. );
3. After receiving the information, the handling personnel shall review the information on the spot. Those who meet the requirements can be handled on the spot. If it cannot be handled on the spot, an acceptance receipt will be issued and completed within 20 working days. Do not meet the conditions will not be accepted, and explain the reasons.
The role of social security:
1, the more individuals pay, the more investment the unit will give you. The payment of five insurances and one gold is the same base, and the proportion of units and individuals is different. The unit pays about twice as much as the individual.
2. The payment of social security accumulation fund is tax-free, not only personal income tax is not deducted when paying, but also personal income tax is not deducted when receiving benefits, and interest tax is not deducted from special accounts; If you pay me, you need to withhold personal income tax, and if you deposit it in the bank, there will be interest tax.
3. Pay the old-age insurance to reach the minimum age. After reaching the statutory retirement age, you can apply for retirement and receive a monthly pension. Pension can be received until death. With the improvement of social living standards, it will only increase rather than decrease, and the amount of capital increase will be adjusted every year, which can ensure the stability and reliability of old age life.
4. Paying medical insurance can get medical insurance reimbursement; If the accumulated contributions on the job reach the minimum number of years, you can enjoy medical insurance benefits higher than on-the-job reimbursement without continuing to pay basic medical expenses after retirement.
5. Payment of maternity insurance can reimburse the expenses of prenatal examination, family planning operation and delivery operation. Moreover, the maternity insurance premium is entirely borne by the unit.
6. Payment of unemployment insurance benefits You can get unemployment insurance benefits and other subsidies when you are unemployed. Unemployment insurance is a kind of policy insurance, which is usually not available in commercial insurance companies.
7. Pay work-related injury insurance, and you can get compensation in case of work-related accidents or occupational diseases. You are not afraid of 10 thousand yuan, but you are afraid of one thousand, especially some major accidents. Don't worry about small companies delaying payment. Moreover, the work-related injury insurance premium is entirely borne by the unit.
8. Paying the housing provident fund is equivalent to the unit depositing a tax-free income in proportion to you, which can be used for housing-related purposes. If you don't use it up at work, you can take it out once after retirement; In addition, the housing provident fund loan interest rate is lower than that of commercial loans.
To sum up, the previous social security can be repaid in the previous year, as long as the late payment fee is paid according to the regulations. Re-insured after the interruption of social insurance can make up the social insurance during the interruption. It takes 20 years for medical insurance to be reimbursed, and it takes 15 years for old-age insurance to receive pension.
Legal basis:
Article 64 of People's Republic of China (PRC) Social Insurance Law
Social insurance funds include basic endowment insurance fund, basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system.
The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it. The basic old-age insurance fund will gradually be fully funded, and other social insurance funds will gradually be co-ordinated at the provincial level. The specific time and steps shall be stipulated by the State Council.
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