What is the insurance period of travel agency liability insurance?

The travel agency liability insurance period is one year. This period is clearly defined by special provisions. The liability insurance period is one year, and the travel agency shall renew the insurance in time before the expiration of the contract. This insurance mainly means that if the travel agency causes losses to tourists due to negligence or negligence during the travel process, it should compensate according to law.

The insurance period is only the validity period stipulated in the insurance contract. Generally, it starts from 0: 00 on the day when the contract comes into effect, and the starting and ending time is specified in the insurance contract. The insurance period can also be called guarantee period and guarantee period. These three words express the same concept.

The liability period is calculated from the date when the insured suffers accidental injury, and is generally set as 180 days, or cumulative 180 days. Liability period is a unique concept in accident insurance, which is different from insurance period.

Difference between Travel Liability Insurance and Travel Accident Insurance

(1) Different policyholders.

The applicant refers to the person who has entered into an insurance contract with the insurer and has the obligation to pay the insurance premium according to the insurance contract. The insured of "accident insurance" is a tourist, and the travel agency only collects and pays the insurance premium. In the travel contract, the travel agency can directly state that the insurance premium is paid by the tourists. The applicant of "liability insurance" is a travel agency, and the insurance premium is paid by the travel agency and included in its cost;

(2) The insured is different.

The insured refers to the person whose property or person is protected by the insurance contract and enjoys the right to claim insurance money. After the insurance accident, tourists have the right to claim the insurance money of "accident insurance", that is, the insurance company directly pays the tourists themselves; Travel agencies have the right to claim "liability insurance" insurance money, that is, travel agencies still have to perform compensation responsibilities for tourists, and insurance companies only pay the agreed amount of insurance money to travel agencies;

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