Heyuan people still don't know what treatment urban and rural residents' endowment insurance has, so they quickly poke it in.

According to the Notice of the People's Government of Guangdong Province on Amending the Implementation Measures of Social Endowment Insurance for Urban and Rural Residents in Guangdong Province (No.37 of Guangdong Government [2014]), the new rural endowment insurance system (hereinafter referred to as the new rural endowment insurance system) and the urban residents' endowment insurance system (hereinafter referred to as the urban residence insurance system) were merged and implemented in our city to establish a unified basic endowment insurance system for urban and rural residents (hereinafter referred to as the urban residence insurance system).

Insurance conditions

Rural residents and urban non-employed residents who have reached the age of 16 (excluding students at school) and have household registration in this city and do not meet the conditions for participating in the basic old-age insurance for urban workers can participate in the basic old-age insurance for urban and rural residents at their household registration locations.

Payment standard

The basic old-age insurance payment standard for urban and rural residents is set to be levied annually, with ten grades of 120 yuan, 240 yuan, 360 yuan, 480 yuan, 600 yuan, 960 yuan, 1200 yuan, 1800 yuan, 2400 yuan and 3600 yuan each year. The insured can choose one of the grades independently, and pay more and get more.

Enjoy treatment

The pension treatment for urban and rural residents consists of basic pension and personal account pension, which is paid for life.

The minimum standard of basic pension in our province is per person per month 120 yuan (calculated according to the standard of 20 17). The monthly payment standard of personal account pension is: the total amount of personal account ÷ the number of months of payment (139 for 60 years old). After the individual account is released, the people's government of the overall planning area is responsible for continuing to issue individual account pensions according to the original standards. If the insured person dies, the balance of the personal account can be inherited according to law.

The pension insurance benefits for urban and rural residents in Guangdong have been gradually improved.

Since 2009, Guangdong Province has carried out pilot projects of new rural insurance and urban housing insurance.

20 12 basically realizes the full coverage of the system;

20 13 establish a unified basic old-age insurance system for urban and rural residents to achieve full population coverage;

By the end of June, 2065438+2006, the number of participants in Guangdong Province was 25 million. In order to better protect the basic life of middle-aged and elderly residents in urban and rural areas, the Guangdong provincial government has included raising the basic pension standard of basic old-age insurance for urban and rural residents in ten key work arrangements for people's livelihood in recent years, and adjusted the minimum standard of basic old-age insurance for urban and rural residents several times since 20 13;

After 20 13 and 10, 55 yuan will be raised to 65 yuan per person per month;

20 14, 1, increased to 95 yuan;

20 15, increased to 100 yuan in June;

201increased to 1 10 yuan in June;

20 17 1 month increased to1October.

It is said that the basic pension of urban and rural residents' old-age insurance will continue to rise in 20 18 years! Get up. Get up.

Insurance process

First registration process

Step 1: Bring the original and photocopy of the insured's second-generation ID card and the original and photocopy of the household registration book (the ID card needs to be copied on both sides, and the first page of the household registration book and the insured page are copied on the same A4 paper). If it is represented by another person, the original and photocopy of the agent's ID card shall be provided.

The second step is to apply to the village neighborhood Committee with your own information. The staff of the village residents' committee shall check and confirm the information, guide the insured to fill in the registration form of the insured information, and affix the official seal to the relevant information.

The third step, the coordinator of the village neighborhood committee carries the relevant insurance information that has been approved and the insurance premium that needs to be paid to the designated postal savings bank outlet for handling. Insured persons can also carry relevant materials directly to the designated postal savings bank outlets.

Step 4: Bring relevant information to the Postal Savings Bank outlets, complete the payment procedures, and receive special discounts for personal accounts of social endowment insurance for urban and rural residents in Guangdong Province.

Insured renewal payment process

1. Centralized payment: the village (neighborhood) committee will organize the payment in a unified way.

2. Personal payment: The insured shall go to the designated postal savings bank outlets with the Special Discount for Personal Accounts of Social Endowment Insurance for Urban and Rural Residents in Guangdong Province.

How to pay the endowment insurance for urban and rural residents

Establishing a unified national basic old-age insurance system for urban and rural residents is an important measure for the party and the government to improve the social security system and improve the welfare level of people's livelihood. Today, we will learn how to pay the endowment insurance premium.

The insured who pays by withholding in advance.

What if the amount in the bank account is insufficient?

Financial institutions shall deduct the endowment insurance premium in full from the insured's bank account according to the deduction details provided by county-level social security institutions (no deduction will be made if the amount is insufficient). Village (neighborhood) co-organizers should remind the insured to pay according to the list of unpaid personnel provided by the township (street) office. For the strategy of medical insurance reimbursement, I just sorted out the relevant contents, hoping to help you: how to use social security medical insurance? 1. Teach you how to apply for reimbursement!

How to go through the formalities of paying the old-age insurance premium? Where can I deal with it?

The insured person who needs to pay the old-age insurance premium shall go through the formalities of paying the old-age insurance premium at the village (neighborhood) committee where the household registration is located in time, fill out the Application Form for Paying the Basic Old-age Insurance Premium for Urban and Rural Residents, and deposit the old-age insurance premium that should be paid into the bank account or bank passbook (card) of the social security card.

What problems should be paid attention to when filling out the Application Form for Payment of Basic Endowment Insurance for Urban and Rural Residents?

(1) The Application Form for Payment of Basic Endowment Insurance for Urban and Rural Residents shall be filled out by the insured. If I can't fill it out, my relatives or village (neighborhood) Committee managers can fill it out for me, but I have to sign and seal it or leave my fingerprints for confirmation.

(2) For the insured who have reached the age of 60, but the payment period is insufficient, they can continue to pay the fees year by year and enjoy the corresponding government payment subsidies. Payment to 65 years of age did not reach the prescribed payment period, the old-age insurance premium can be paid to the prescribed payment period in one lump sum, but the one-time payment does not enjoy the government's payment subsidies.

(3) The Application Form for Payment of Basic Old-age Insurance for Urban and Rural Residents is in triplicate, one for the insured, one for the township (street) office and one for the county-level social security institution.

Is the endowment insurance for urban and rural residents unclear? Let me talk about popular science knowledge again. Who can participate in the basic old-age insurance for urban and rural residents?

According to the Measures for the Implementation of the Basic Old-age Insurance for Urban and Rural Residents in Guangdong Province (No.37 of Guangdong Government [2014]), rural residents and urban non-employed residents who have reached the age of 16 (excluding school students) and have household registration in Guangdong Province and are not eligible to participate in the basic old-age insurance for urban workers can participate in the basic old-age insurance for urban and rural residents at their household registration locations.

What conditions can I receive pension insurance benefits?

The insured who meets one of the following conditions can receive a monthly pension:

(1) When the new rural social endowment insurance (hereinafter referred to as the new rural social endowment insurance) and the urban social endowment insurance (hereinafter referred to as the urban social endowment insurance) in Guangdong Province were implemented locally, those who reached the age of 60 and did not enjoy the basic old-age insurance benefits for employees and other old-age benefits stipulated by the state could receive the basic pension on a monthly basis without paying fees.

(2) The insured who has participated in the original new rural insurance or urban residence insurance will pay the fee according to the fixed number of years stipulated in the original participation system, and can receive a monthly pension after reaching the age of 60.

(3) The insured's contribution has reached 15, and those who have reached the age of 60 can receive a monthly pension.

(4) If the insured person is over 60 years old but the accumulated payment period has not reached the prescribed payment period, he can continue to pay the fees year by year and enjoy the corresponding government payment subsidies. Payment to 65 years of age did not reach the prescribed payment period, can pay a one-time pension insurance fee to the prescribed payment period, receive a monthly pension, but one-time payment does not enjoy the government's payment subsidies.

(5) If the insured person is over 60 years old and the accumulated payment period has not reached the prescribed payment period, if he does not continue to pay the fee year by year or pay back the prescribed payment period, he will not issue a basic pension, but can apply for a personal account pension on a monthly basis until the payment is completed.

What is the composition of pension insurance for urban and rural residents?

Endowment insurance for urban and rural residents consists of basic pension and personal account pension, which is paid for life.

Basic pension: People's governments at all levels jointly contributed to establish basic pension, and the monthly standard of basic pension in our province was adjusted from 2065,438+07,65,438+0 to 65,438+020 yuan; If the insured pays more than 15 years, the basic pension in 3 yuan will be increased every month for every increase of 1 year. Conditional areas can raise the basic pension standard according to local conditions.

Personal account pension: The monthly calculation and payment standard of personal account pension is the amount stored in personal account divided by the calculation and payment months, and the calculation and payment months are implemented according to the Decision of the State Council on Improving the Basic Old-age Insurance System for Enterprise Employees (Guo Fa [2005] No.38). Personal account pension is paid by the insured's personal account, and after the payment of personal account storage amount is completed, the people's government of the overall planning area will continue to pay according to the original standard.

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Tens of thousands of insured Heyuan people pay attention to Heyuan.