Hangzhou Housing Provident Fund Deposit Standard

According to the regulations, the upper limit of the deposit base of Hangzhou housing provident fund in 2022 is 36,675 yuan; The lower limit of the deposit base is the minimum monthly wage in Hangzhou, that is, the lower limit of the provident fund deposit is 2280 yuan. The deposit ratio is 5%- 12%, which can be selected by the unit at its own discretion. The same deposit unit implements the same deposit ratio. The implementation period of Hangzhou provident fund deposit base and proportion is from July 2022 to June 2023. The housing provident fund underpaid from July 2022 to the month of adjustment shall be paid back by the unit after adjustment.

According to the deposit ratio and deposit base, the monthly deposit amount of provident fund = deposit base * deposit ratio *2. Assuming that the deposit base and proportion of Hangzhou provident fund are based on the minimum standard, then the monthly deposit amount of the provident fund is =2280*5%*2=228 yuan, and the units and individuals are allocated to pay the provident fund 1 14 yuan respectively. The general provident fund is paid in full by the unit at the time of deposit, and then the part paid by the employee is deducted from the employee's salary. The deposit base is the average monthly salary of employees in the previous year. In the second month of the new employee's work, my monthly salary is the deposit base; The employees newly transferred to the unit shall pay their wages from the date of transfer to the unit, with their monthly salary as the deposit base. In the annual adjustment, the average monthly salary of employees in the previous year is based on the deposit base, and the wages of employees are calculated according to the provisions of the National Bureau of Statistics.

Legal basis:

Article 2 of the Notice of Hangzhou Municipality on Implementing Phased Support Policy for Housing Provident Fund

Increase the withdrawal of housing provident fund to support renting. The depositor can withdraw the balance of the housing provident fund account on a monthly basis, and the withdrawal limit is determined according to the existing standards, specifically: Hangzhou urban area (including Xiaoshan District, Yuhang District, Linping District, Fuyang District and Lin 'an District) is 1.500 yuan/month, Tonglu County is 1.050 yuan/month, and Chun 'an County is 750 yuan.