Can I borrow money to buy a car without paying social security?

1. Can I borrow money to buy a car without paying social security?

When applying for a loan to buy a car, the lending institution does not pay much attention to whether the applicant has purchased social security, because most car loans now require the applicant to purchase auto insurance. Therefore, as long as the applicant has a stable job and income in the local area, a good credit record and repayment ability, he can apply for a loan to buy a car even if he does not buy social security locally. People who need attention, if the applicant is a foreigner and goes to the local bank to apply for a car loan, should pay attention. Foreigners apply for car loans at local banks. In order to avoid the loan risk, the conditions for applying for a loan to buy a car in a bank will be higher. If the applicant has not purchased social security for a certain number of years in the local area, the chances of successful bank loan to buy a car will be relatively low. However, in addition to seeking bank loans, you can also seek loans from local auto financing companies and intermediary guarantee companies. Just because you can't borrow money from a bank to buy a car doesn't mean you can't borrow money from another loan company to buy a car. Generally, applicants have the ability to make down payment and repayment, or they can apply for a loan to buy a car from an auto financing company or an intermediary guarantee company without buying social security. However, to apply for a loan to buy a car through an auto financing company, the borrower must first understand the relevant charges, so as to make a repayment plan in advance and avoid overdue.

Second, can I buy a car with someone else's social security loan?

impossible

3. Can I buy a car with someone else's social security loan?

After signing the guarantee contract, you need to bear the guarantee responsibility according to the contract. If your friend fails to pay the loan, he will bear the responsibility. Guarantee is divided into general guarantee and joint guarantee. If there is no agreed form of guarantee, it shall be deemed as joint and several liability for guarantee. After the creditor's right expires, the creditor may choose to ask the debtor and the joint guarantor to bear the repayment responsibility. Where a general guarantee is agreed, if the borrower fails to perform the repayment obligation, the creditor may require the guarantor to assume the guarantee responsibility. Article 16 of the "Guarantee Law" guarantees in the following ways: (1) One certificate. Article 17 If the parties fail to perform their debts, the surety shall assume the suretyship liability, which means that the creditor may refuse to assume the suretyship liability before the main contract is tried according to law or cannot be performed by compulsory execution. Under any of the following circumstances, the guarantor 1) the debtor's domicile changes, and it is difficult for the creditor to ask him to perform the debt; (2) If the people's court accepts the bankruptcy case of the debtor, the guarantor waives the rights stipulated in the preceding paragraph in writing. Article 18 Where the parties agree in the suretyship contract that the guarantor and the debtor shall be jointly and severally liable for the debts, it is a suretyship of joint liability. If the debtor of joint and several liability guarantee fails to perform the debt at the expiration of the debt performance period agreed in the main contract, the creditor may require the debtor to perform the debt or assume the liability for guarantee. Article 19 If the parties have not agreed on the method of guarantee or the agreement is unclear, they shall bear the guarantee liability according to the joint and several liability guarantee. Can you keep it simple? I'll use my relatives.

4. Is it illegal for others to buy a car license with a social security card?

In violation of the law, personal social security can only be used by individuals, and no one else can use it. You can't apply for a loan if you buy a car only with social security, and the loan can only be handled if the borrower needs to submit the same information. Personal information submitted when handling social security is also personal information. Expansion: social security process: all kinds of enterprises (including state-owned enterprises, collectively-owned enterprises, joint-stock enterprises, joint-stock cooperative enterprises, foreign-invested enterprises, private enterprises, etc. ) and enterprises that implement enterprise management (employees' wages and retirement benefits are implemented according to enterprise standards) should go to the tax payment place according to the principle of territorial management (non-taxpayers should be in the unit address area); Social insurance agencies under their jurisdiction shall go through the registration formalities of social endowment insurance. The newly established unit shall go through the registration formalities within 1 month from the date of approval. Insured units must handle social insurance procedures for all personnel (except retirees) who have a factual labor relationship with them.