How is the company deducted from five insurances and one gold?

Legal analysis: usually in the form of percentage, such as 8% for individuals and 20% for units. (Note: Payment amount of endowment insurance = payment base × payment ratio) It should be noted that the deduction ratio of five insurances and one gold varies from region to region. Generally speaking, the payment base of five insurances and one gold is based on the total wages. Words:

Pension insurance payment ratio: unit 20%, individual 8%; Proportion of medical insurance payment: 8% for the unit and 2% for the individual+serious illness insurance premium; Unemployment insurance payment ratio: 2% for the unit and 0/%for the individual; Work-related injury insurance payment ratio: the unit pays the employee monthly 1%, and the employee does not have to pay a penny; Maternity insurance payment ratio: the unit pays 1% for employees every month, and employees don't have to pay a penny; Provident fund deposit ratio: Units and individuals can choose their own housing provident fund deposit ratio within the range of 5% to 20%, and each unit can only choose one deposit ratio, and the individual deposit ratio should be equal to or higher than the unit deposit ratio.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Twenty-third employees should participate in the basic medical insurance for employees, and the employer and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 34 The state determines the differential rates of different industries according to the degree of industrial injury risk, and determines the rate grades of different industries according to the use of industrial injury insurance funds and the incidence of industrial injuries. Industry differential rates and intra-industry rates shall be formulated by the administrative department of social insurance of the State Council, and promulgated and implemented after being approved by the State Council.

Social insurance agencies shall determine the employer's payment rate according to the employer's use of work-related injury insurance funds, the incidence of work-related injuries and the level of industry rates.

Article 44 Employees shall participate in unemployment insurance, and employers and employees shall jointly pay unemployment insurance premiums in accordance with state regulations.

Fifty-third employees should participate in maternity insurance, the employer should pay maternity insurance premiums in accordance with state regulations, and employees do not pay maternity insurance premiums.