Self-employed social security handling process and list of required materials

The process of handling social security for individual industrial and commercial households is:

1. Go to the individual payment window of the social security institution to receive and fill in the Application Form for Individual Payment of Social Security in a City and entrust the bank to receive the social security contract;

2. With the contract of entrusting the bank to collect social insurance premiums, affix the official seal of the bank where the account is opened;

3. Hold other information required for insurance, as well as the application form for individual payment of social insurance and the social insurance premium contract entrusted by the bank to go through the insurance formalities at the individual payment window of the social insurance institution in the area where the household registration is located;

4. If you need to apply for a labor security card in a city, you must do it yourself, and provide a copy of your ID card and a photo receipt of the second-generation ID card recognized by the public security organ.

Individuals who pay social security can only pay pension and medical insurance.

The specific process is as follows:

1, how do individuals pay social security (pension+medical care) as freelancers;

2. Insurance conditions: urban hukou or rural hukou;

3. Handling location: local community street social security service points, or district and county social security bureaus (labor and social security bureaus);

4. How do individuals pay the basic information needed in social security issues: household registration book, ID card and its copy, and two 1 inch photos;

5. Payment standard: based on the local social wage in the previous year, the proportion of pension payment is 20%, and that of medical care is about 9%. At present, 80% and 100% are still available.

What is the difference between self-employed social security and enterprise social security?

1. They pay different types of social insurance: self-employed individuals only need to pay pension insurance and medical insurance. The Legal Express reminds you that the company needs to pay five items for its employees: endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

2. The social security expenses they need to bear are different: self-employed individuals pay social security by themselves, and all the expenses are borne by individuals. Individuals can choose the social security payment base according to their own conditions.

Individual industrial and commercial households can pay social security in two ways.

1) If you have registered your business license and organization code, you can use these two certificates to go to the Social Security Bureau to directly purchase social security and apply for a social security account, and then pay social security for yourself through this account.

2) If you only registered the industrial and commercial business license and did not register the organization code, you can't go directly to the Social Security Bureau to pay social security, but you can pay social security as a flexible employee. See the Regulations on Flexible Employment Insurance for details.

The social insurance premium paid by the self-employed is determined by the average wage of the local society. The premium paid 12% goes into the overall account and 8% goes into the personal account, and it must be paid for at least 15 years.

The premise of paying social security by self-employed individuals is that the household registration must be local. If you are not a local household registration, you have no right to apply for social security locally.

Legal basis:

People's Republic of China (PRC) social insurance law

Eleventh basic old-age insurance to implement the combination of social pooling and individual accounts. The basic old-age insurance fund consists of employers, individual contributions and government subsidies.

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Thirteenth employees of state-owned enterprises and institutions to participate in the basic old-age insurance, the basic old-age insurance premium should be paid by the government during the payment period. When the basic old-age insurance fund is insufficient to pay, the government gives subsidies.