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How many years of social security does it take to buy a house in Shanghai?

Buying a house in Shanghai requires continuous payment of social security for five years, but in the past 63 months, you can buy a house for 60 months without paying more than 3 months. The new regulations have been implemented in some areas and will be implemented in other areas.

How many years of social security do I have to pay to buy a house in Shanghai?

At the beginning of the year, the Shanghai municipal government's housing purchase restriction policy document proposed: increase the number of years for non-registered households to pay personal income tax or social security when buying a house, and pay more than two years in the first three years from the date of buying a house, and adjust it to five years or more before the date of buying a house.

Recently, the Shanghai property market has further explained the requirement of purchase restriction: to buy a house in Shanghai, you need to pay social security for 5 years, that is, 60 months. But social security was cut off halfway, okay? New policy statement: as long as you have paid 60 months' payment in the past 63 months, you can buy a house and implement it immediately. "Cumulative" refers to the normal payment, which will not be accepted after the deadline, and the payment will not exceed 3 months.

At present, the new regulations on the payment time of social security for housing purchase restriction have been implemented in Minhang, Xuhui, Changning, Jing 'an, Hongkou, Qingpu, Yangpu and Putuo, and other areas will be implemented one after another.

The provisions on the payment period of social security for house purchase in Shanghai are different according to the specific circumstances. Generally speaking, according to the regulations of Shanghai municipal government, buyers need to pay social security in Shanghai for a certain period of time in order to enjoy the relevant purchase policy. The specific years should be determined according to the household registration, the purpose of buying a house and the type of house. For example, for local household registration buyers, it is generally required to pay social security for more than 2 years; For non-local household buyers, it is required to pay social security for more than 5 years. In addition, there are some exceptions under special circumstances, such as the talent purchase policy of high-tech enterprises. Property buyers should know the relevant policies in detail before buying a house, and consult the local real estate department or professional lawyers to obtain accurate information.

The provisions on the payment period of social security for house purchase in Shanghai are different according to the specific circumstances. Generally speaking, according to the regulations of Shanghai municipal government, buyers need to pay social security in Shanghai for a certain period of time in order to enjoy the relevant purchase policy. The specific years should be determined according to the household registration, the purpose of buying a house and the type of house. For example, for local household registration buyers, it is generally required to pay social security for more than 2 years; For non-local household buyers, it is required to pay social security for more than 5 years. In addition, there are some exceptions under special circumstances, such as the talent purchase policy of high-tech enterprises. Property buyers should know the relevant policies in detail before buying a house, and consult the local real estate department or professional lawyers to obtain accurate information.

Legal basis:

People's Republic of China (PRC) Social Insurance Law;

Chapter II Basic Endowment Insurance

Article 22 The state establishes and improves the social endowment insurance system for urban residents. \n The people's governments of provinces, autonomous regions and municipalities directly under the Central Government may combine the social endowment insurance for urban residents and the new rural social endowment insurance according to actual conditions.