20 16 Hangzhou social security payment

Five insurances and one gold refer to several kinds of security benefits provided to workers by employers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund. Many small partners in Zhejiang don't know the payment standard and minimum standard of five insurances and one gold in Zhejiang. In this article, I will take you to know about Zhejiang 20 18 five insurance and one gold payment standard and Zhejiang five insurance and one gold minimum standard coefficient, for reference only, subject to official data.

The contribution ratio of five insurances and one gold in Zhejiang is as follows (for reference only, the specific contribution ratio of each person is different):

Endowment insurance: 0/4% for enterprises and 8% for individuals.

Medical insurance: 165438+ 0.5% for enterprises and 2% for individuals.

Unemployment insurance: 2% for enterprises and 0/%for individuals (farmers do not pay).

Maternity insurance: 65438+ 0.2% for enterprises, and individuals do not bear any expenses.

Industrial injury insurance: 0.8% for enterprises, and individuals do not bear any expenses.

Housing accumulation fund: 65,438+02% for enterprises and 65,438+02% for individuals (Note: if the unit pays less than 65,438+02% for housing accumulation fund due to serious losses and other reasons, it shall be discussed and approved by the staff and workers' congress of the unit or all the staff and workers' congresses, and shall apply to the provident fund center for reducing the contribution ratio based on the financial report of the previous year, the resolutions of the staff and workers' congress and the application form audited by the accounting firm.

Hangzhou five insurances and one gold base

Social security base The minimum payment base for workers' basic old-age insurance and industrial injury insurance is 80% (2967.54 yuan) of the average monthly salary of workers in the province in 20 13, and the minimum payment base for other social security types is 60% (2225.65 yuan); If it is higher than 300% (11128.26 yuan), it is determined to be 300%. As can be seen from the above, the minimum social security payment base of Hangzhou 20 16 is 2225.65 yuan, and the maximum is 1 128.26 yuan.

According to the relevant policies and regulations of "controlling the high and ensuring the low", if the average monthly salary of employees in the previous year was lower than 1.470 yuan (minimum wage standard), the deposit base was determined as 1.470 yuan; The maximum deposit base shall not exceed 3 times the average monthly salary of employees in the city last year. If the deposit base is adjusted and raised this year, the adjusted deposit base shall not exceed 159 16 yuan.

The monthly payment amount of five insurances and one gold is determined according to the individual monthly payment and the total monthly payment of the unit. The specific calculation method is as follows:

Individual monthly payment = payment base × individual five insurances and one gold payment ratio (rounded to the nearest yuan)

Monthly payment per unit = payment base × payment ratio of five insurances and one gold per unit (rounded to the nearest yuan)

Total monthly payment for five insurances and one gold = individual monthly payment+unit monthly payment.

The payment ratio of five insurances and one gold in Zhejiang Province is within the scope prescribed by law, and individuals are not required to pay maternity insurance and work-related injury insurance.

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