Can I take out the personal contribution of social security?

The social security paid by individuals is put in your personal account and can be taken out. The social security paid by the unit is in the overall fund. You can't take this out until you retire. Under normal circumstances, social security is not available. Only under certain circumstances can the money in social security be withdrawn:

1, the insured has reached retirement age, but the social security has not been paid in full 15 years, so in this case, the amount stored in the personal account will be paid in full;

2. If the insured dies unexpectedly, his legal heir can inherit the balance of personal pension;

3. The insured goes abroad to settle down;

4. After the refund, if the insured person dies, the balance of the personal account can be returned to his legal heir;

5. Repeated payment. If the payment of flexible employees is repeated with the payment of enterprises, the payment of flexible employees will be refunded. Medical insurance, maternity insurance and industrial injury insurance in social security can't be taken out, so it has no influence; But the old-age insurance and unemployment insurance in social security can be taken out. Although it won't have much impact, it is still not recommended to take it out. For example, old-age insurance can be taken out, which has no practical impact on itself, but it is stipulated that the time for taking it out can only be taken out when it reaches the legal retirement age. If you take it out, you won't get a pension in the future.

First of all, the social security card integrates five risks and is very convenient to use. In fact, the social security card has other functions besides these functions. It's also a bank card. As long as you go to the relevant bank to activate, this card has the function of saving and spending, which is no different from bank cards, so it will not affect social security issues. After this card is activated, you can save money and spend it inside;

Secondly, there are two kinds of insurance that can enter this social security card account by themselves, endowment insurance and medical insurance. General units pay most of the endowment insurance, and individuals pay a small part, of which the part paid by individuals will enter the social security card. The fees paid by medical insurance individuals will also enter the social security card, and the money paid by the unit will be included in the social security card according to the proportion of the individual's age. It can only be used for consumption, not taken out. Like medical insurance, when you get sick, you will be returned by the hospital to pay for medical expenses. Endowment insurance, etc. You can't take it out, unless you reach the legal retirement age, you will be allowed to take out the money in the social security card, which is generally not available;

legal ground

Social insurance law

Article 14 Individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Seventeenth individuals who participate in the basic old-age insurance, due to illness or non-work-related death, their survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.