How is the social security contribution ratio calculated?

1, and the social security payment ratio is generally as follows:

(1) Old-age insurance: 20% for units and 8% for individuals;

(2) Medical insurance: 8% for units and 2% for individuals;

(3) Unemployment insurance: unit 2%, individual1%;

(4) Work-related injury insurance is entirely borne by the enterprise, at around 1%, and individuals do not need to pay it;

(5) Maternity insurance is also borne by enterprises, which is about 1%, and does not need to be paid by individuals.

2. The payment base is determined according to the individual wage level (within the range of 300%-60% of the local average social wage) and shall not be lower than the minimum payment standard.

3. Payment amount = payment base * payment ratio. For example, if the payment base is 2000, then the individual pays 2000 * 8% = 160, and the company pays 2000 * 20% = 400, and then other calculations are made.

The materials required to pay social security are as follows:

1, social insurance registration form, on-the-job employee change roster, and on-the-job employee basic information registration form;

2. Copy of business license (or approval document);

3. A copy of the local tax registration certificate;

4. Copy of organization code certificate;

5. The recent salary roster of the insured unit;

6. Copy of the insured's ID card, and migrant workers are required to provide a copy of the household registration book;

7, the first time to participate in medical insurance personnel to provide a one-inch red background photo.

The social security card has the following functions:

1, personal social security related information records, electronic certificates and information inquiry, etc. ;

2. Record the insured's name, ID number, date of birth, gender, nationality, household registration and other basic information;

3, query my pension, unemployment, medical care, work injury and maternity insurance payment;

4. You can take the card to the hospital to see a doctor, settle the medical insurance personal account, and buy medicine at the pharmacy;

5 for medical care, unemployment, pension, work injury, maternity and other social security affairs;

6. Query the total amount of endowment insurance and medical insurance;

7. Handle social security affairs such as receiving pensions, registering for job hunting and unemployment, applying for unemployment insurance benefits, and vocational training.

In summary, the payment base is determined according to the individual wage level (within the range of 300%-60% of the local average wage) and shall not be lower than the minimum payment standard; Payment amount = payment base * payment proportion. For example, if the payment base is 2000, then the individual pays 2000 * 8% = 160, and the company pays 2000 * 20% = 400, and then other calculations are made.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Article 33

Employees shall participate in work-related injury insurance, and the employer shall pay the work-related injury insurance premium, and the employees shall not pay the work-related injury insurance premium.

Article 44

Employees should participate in unemployment insurance, and employers and employees should pay unemployment insurance premiums in accordance with state regulations.

Article 53

Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with state regulations, and employees shall not pay maternity insurance premiums.