Why does China Construction Bank need a social security card to apply for a credit card?

To apply for a CCB credit card, you must be at least 18 years old, with stable work income, normal social security payment and good credit status. Therefore, the purpose of asking for a social security card is to verify whether your job and income are stable. To apply for a credit card, you need to provide your ID card and proof of work income (work permit, employment certificate, tax bill for the last three months, social security bill, provident fund bill, etc.). Not all of them are required, but some of them are optional). If you can attach some other financial certificates, such as deposits or automobile production, it will be very helpful for licensing and approval. If the information is complete, it will generally be approved within 20 working days (almost one month) after the application.

If you feel troublesome, you can try to apply online if you meet the conditions for handling the card. The procedure is relatively simple, and there is no need to pay additional economic proof. Banks will mainly refer to the landlord's real estate, social security, provident fund, individual tax, personal credit and other information that can be queried online. There is a silver shield of CCB (like a USB flash drive), which can be approved within five working days at the earliest, without face-to-face signing. If there is no net shield, it usually takes about 10 days to get the approval, and then bring your ID card to the outlet for face-to-face signing. If these efforts are not much or not much, this method is not recommended. Log on to CCB Credit Card Website-Home Page-Credit Card Service Hall-Credit Card Online Application.