The Latest Policy of Maternity Allowance in Jiangsu Province in 2022

Female workers who have been pregnant for more than 7 months (including 7 months) or who have given birth prematurely for less than 7 months are entitled to a maternity allowance of 3 months; In case of dystocia or cesarean section, the maternity allowance will be increased by half a month, and in case of multiple births, the maternity allowance will be increased by half a month for each additional baby; Those who have miscarried or induced labor for more than 3 months but less than 7 months are entitled to 1.5 months' maternity allowance, and those who have miscarried for pathological reasons within 3 months are entitled to 1 month's maternity allowance. Maternity allowance is based on the average monthly payment salary of maternity insurance for female employees before prenatal or family planning operation 12 months.

Conditions for applying for maternity allowance:

From the time you pay maternity insurance to the birth of the child, one is to pay 12 months in full, so that you can apply for maternity allowance from the state during maternity leave. If your employer fails to pay social security, you will not receive maternity allowance, but you can apply for this fee, which will be paid by your employer.

Maternity allowance payment standard:

Maternity allowance is paid according to the principle of "high is not low". In other words, if the maternity allowance during maternity leave is lower than the personal salary standard that I should enjoy, the employer must make up the difference; If the maternity allowance during maternity leave is higher than the personal salary I should enjoy, the employer must pay it to the individual in full.

Maternity insurance for couples:

Only women who participate in maternity insurance can enjoy their maternity medical expenses and maternity allowance: if only men participate in maternity insurance, women can't enjoy maternity medical expenses and maternity allowance, but men can enjoy 15 days of paternity leave and family planning operation medical expenses.

In 2022, the child will receive a subsidy of 20,000.

1. Maternity insurance in "Five Risks" has been included in medical insurance. As long as the company pays you employee social security, you can enjoy maternity insurance benefits. It can be used not only for female employees to have children, but also for male employees' wives to be pregnant and full-time mothers.

Maternity insurance is divided into two parts: maternity medical care and maternity living allowance.

2. Reproductive medicine

Mainly used to subsidize (or reimburse) the examination fees, delivery fees, operation fees, hospitalization fees, medicine fees and other expenses incurred during childbirth or abortion;

3. Reproductive medicine

Mainly used to subsidize (or reimburse) the examination fees, delivery fees, operation fees, hospitalization fees, medicine fees and other expenses incurred during childbirth or abortion; The calculation method of general maternity allowance is "the per capita take-home salary of this unit last year +30x maternity leave days". The basic maternity leave for natural childbirth is 98 days (which may vary from place to place). If it is caesarean section, add 15 days.

Assuming that the average salary is 6000 yuan, if you substitute it into the formula, you can get 19600 yuan per night; If it's a caesarean section, 22,600 yuan.

In order to reduce costs, some enterprises often pay less than the wages of female employees, resulting in the maternity allowance received by female employees during maternity leave being lower than the monthly salary obtained after providing normal labor. Because the law regards maternity leave of female employees as normal labor provided according to law, if the maternity allowance is lower than the monthly salary, it actually violates the legitimate rights and interests of female employees.

Legal basis:

"Special Provisions on Labor Protection for Female Workers" Article 8 The maternity allowance for female workers during maternity leave shall be paid by the maternity insurance fund according to the standard of the average monthly salary of employees in the previous year; Those who have not participated in maternity insurance shall be paid by the employer according to the wage standard of female employees before maternity leave.

Medical expenses incurred by female workers in childbirth or abortion shall be paid by maternity insurance fund according to the items and standards stipulated in maternity insurance. Did not participate in maternity insurance, paid by the employer.