Why can social security be used as a whole after one month of payment?

Social Security Because the basic old-age insurance is a combination of overall account and individual account, it can be used as a whole after one month of payment. According to relevant public information, the basic old-age insurance is a combination of overall account and individual account. For on-the-job employees, the endowment insurance premium is divided into two parts: unit payment and individual payment. General units are transferred to the overall account according to 20% of the payment base, and individuals are transferred to personal accounts according to 8% of the payment base. In other words, all the unit contributions go into the overall account, and all the individual contributions go into the personal account.