Which reimbursement ratio is higher, rural cooperative medical care or social security?

Rural cooperative medical care and social security reimbursement rate is high. Details are as follows:

1. The reimbursement rate of the new rural cooperative medical system is not as high as that of social security. The new rural cooperative medical system and social security are both part of the basic medical security system in China, and there is also a medical insurance for urban residents, covering all urban and rural residents. The compensation ratio varies according to different objects, different financing standards, different sources of funds and different compensation standards;

2. The insured population of the new rural cooperative medical system is generally rural farmers, and there is no high contribution rate of employee social security or urban employee medical insurance, so the reimbursement ratio of general employee social security or urban resident medical insurance is higher than that of the new rural cooperative medical system;

3, but no matter what kind of personnel, outpatient and emergency medical expenses maximum payment limit is twenty thousand yuan. The proportion of medical insurance reimbursement for urban residents is generally high, and the proportion of medical insurance reimbursement for urban residents is as high as 85%. The reimbursement rate of the new rural cooperative medical system is between 10%-80% according to the grades of different hospitals.

Legal basis: Article 4 of People's Republic of China (PRC) Social Insurance Law.

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 10

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.