I don't want to pay the five insurances after two years. Can you take them out?

You can take out the five risks if you don't want to pay for two years.

Because social security accounts are divided into individual accounts and co-ordination accounts, that is, the part paid by individuals each month belongs to their own accounts, and the part paid by the unit belongs to the co-ordination account, so if you surrender, the money in your personal account will be returned to you, and the money in the co-ordination account belongs to the state. Surrender shall be handled by the insured employee himself and shall not be collected on his behalf.

The conditions for receiving five insurances and one gold are as follows:

1, endowment insurance

The accumulated payment period reaches 15 or above, and you can receive a monthly pension after reaching the statutory retirement age;

2. Medical insurance

The payment period reaches 20-25 years, and you can enjoy medical insurance benefits for life after reaching retirement age;

3. Unemployment insurance

Continuous payment 1 year and above, and meet other conditions, can receive unemployment benefits for up to 24 months;

4. Maternity insurance

After continuous payment of 1 year, after giving birth, you can reimburse the cost of birth check-up and delivery, receive maternity allowance and enjoy maternity leave;

5. Work injury insurance

As long as you pay work-related injury insurance and have an accident at work, you can get work-related injury compensation;

6. Housing accumulation fund

(1) If the unit needs to pay the housing provident fund in full for 6 months, it can use the provident fund loan to buy a house;

(2) If individuals need to pay the housing provident fund in full 1 year, they can use the provident fund loan to purchase houses.

The functions of social security five insurances and one gold are as follows:

1, industrial injury insurance

After being recognized as a work-related injury, you can enjoy the corresponding work-related injury insurance benefits;

2. Unemployment insurance

After unemployment, those who meet the corresponding conditions can receive unemployment insurance benefits;

3. Medical insurance

You can enjoy lifelong basic medical insurance after retirement;

4. Endowment insurance

When reaching the statutory retirement age, the accumulated payment is 15 years, and the basic pension can be received every month;

5. Maternity insurance

You can enjoy the corresponding maternity allowance and maternity reimbursement when giving birth;

6. Housing accumulation fund

It can be used for housing-related purposes in the future. Even if it is not used up at work, it can be taken out at one time after retirement.

To sum up, after several years of social security payment, if there are special circumstances, such as the termination of labor relations between the parties and the unit, it may lead to the interruption of social security and can be legally taken out as part of their own payment.

Legal basis:

Article 17 of the Social Insurance Law of People's Republic of China (PRC)

If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.