Job Recruitment Website - Social security inquiry - Foshan stipulates how many years of medical insurance payment
Foshan stipulates how many years of medical insurance payment
One, medical insurance to pay how many years
Policy requirements: men pay no less than 25 years, women pay no less than 20 years. Medical insurance requirements: the insured person is 60 years of age for men and 55 years of age for women, the male payment period is not less than 25 years, the female payment period is not less than 20 years, of which the actual payment of basic medical insurance premiums must be not less than 15 years, you can enjoy medical insurance treatment after retirement. If you do not meet the minimum number of years required before retirement, you can make up the actual years of contributions to the medical costs in a lump sum. If the social security only paid 15 years and medical insurance did not pay enough, you can only receive a pension after retirement, but can not be reimbursed to see a doctor.
Second, medical insurance how to handle
Generally speaking, medical insurance is by the employee's unit for the employee to centralize, but there is no work unit of the people can also do their own medical insurance, or to buy a suitable commercial medical insurance.
According to China's health insurance regulations, all eligible people can apply for individual medical insurance, but for different people to apply for medical insurance in the process of different, need to provide some appropriate documents and information. If you are an individual, then you need to have a complete personnel file, individuals can take their own files to the local social security center for processing. If the individual previously worked for the unit has been given to do personal medical insurance, then you only need to open a certificate, proof of the termination of the labor relationship certificate, and then bring the relevant insured materials can go to the social security center for processing.
It is important to note that individuals must bring their own ID cards, and then follow the requirements to go to the designated bank to open an account, and after opening an account to tell the social security center the card number. There is no charge for the process, and the amount of money paid for health insurance is entirely up to the individual.
Legal basis: Article 36 of the Regulations on Medical Insurance, employees who retired after the implementation of the amendments to these Regulations, the number of years of payment of basic medical insurance premiums, men for 30 years, women for 25 years, the standard of their basic medical insurance benefits after retirement shall be implemented in accordance with the provisions of these Regulations.
If the number of years of payment of basic medical insurance premiums has not reached the provisions of the preceding paragraph at the time of the retiree's retirement, the basic medical insurance benefits enjoyed by the retiree after retirement shall be reduced by 5% on the standard of the prescribed benefits for every one year less in the number of years of payment of basic medical insurance premiums. Article 37 If a retiree has actually paid basic medical insurance premiums for 10 years before retirement, the fact that the original organization does not pay basic medical insurance premiums after retirement shall not affect his enjoyment of the basic medical insurance benefits for retirees as stipulated in these regulations. Retirees in the actual payment of basic medical insurance premiums before retirement for less than 10 years, the original unit does not pay the basic medical insurance premiums after retirement, do not enjoy the basic medical insurance treatment of retirees under these Regulations.
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