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What are the seven insurance policies?
Seven insurance is in addition to the five insurance, supplemental commercial medical insurance, critical illness medical insurance.
Supplementary commercial medical insurance is relative to the basic medical insurance, is a powerful supplement to the basic medical insurance, but also an important part of the multi-level medical security system. Supplementary medical insurance is divided into commercial supplementary medical insurance and social security 2 kinds, if you want to buy commercial insurance which can be directly through the insurance company telephone consultation or purchase, if you want to buy social security supplementary medical insurance, you can go directly to the street office to pay can be such as underwriting through can.
The so-called critical illness medical insurance, refers to the insurance company by the specific major diseases (such as malignant tumors, myocardial infarction, cerebral hemorrhage, etc.) as the object of insurance, when the insured person suffers from the above diseases, the insurance company will give the appropriate compensation for the medical expenses spent on the commercial insurance, belongs to the category of commercial insurance. Among them, according to whether the premium is returned or not, major illness medical insurance can be categorized into consumer-type major illness insurance and return-type major illness insurance. Therefore, you can choose to insure according to your actual situation.
Legal basis:
The Social Insurance Law of the People's Republic of China
Article 2
The state establishes a social insurance system of basic old-age pension insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, etc., to ensure that citizens receive benefits from the state and society according to the law in the event of old age, illness, industrial injury, unemployment, maternity, and so on. in old age, sickness, industrial injury, unemployment, childbirth, etc. The State shall guarantee the right of citizens to receive material assistance from the State and society in accordance with the law.
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