Is the city insurance in Shanghai the same as the employee social security?

First of all, the difference

1, the insured population is different.

Medical insurance for urban workers covers working and retired people, and medical insurance for urban and rural residents covers other people.

2. Different payment methods.

Under normal circumstances, medical insurance for urban workers is shared by units and individuals and paid monthly. Flexible employees can also participate in insurance as individuals. The premium range of employee medical insurance is 40%-300% of the average salary of employees in this city last year, which is generally several thousand yuan.

Medical insurance for urban and rural residents shall be borne by individuals and paid once a year. In the second half of each year, go to the local community or village Committee for the next year's insurance procedures. The premium is generally fixed or a certain proportion of the local per capita disposable income, usually one or two hundred yuan.

Two, whether to buy at the same time, the following circumstances:

1. You can buy two kinds of medical insurance in different overall plans.

When many people were in their hometown, they bought medical insurance for urban and rural residents as unemployed people, and then went to other places to find jobs. Enterprises bought medical insurance for employees. But in this case, the two kinds of medical insurance cannot be reimbursed at the same time.

2. you can't buy at the same time in the same overall planning place.

If you are in the same overall planning place, you can't buy at the same time. In some areas, medical insurance for urban and rural residents and medical insurance for employees can be converted to each other.

Three, Shanghai urban and rural residents medical insurance payment standards are as follows:

1, elderly people over 70 years old: 4,300 yuan per person per year, of which individuals pay 370 yuan;

2. Persons aged 60-69: 4,300 yuan per person per year, of which 535 yuan is paid by individuals;

3. 19-59 years old: 2,900 yuan per person per year, of which individuals pay 720 yuan;

4. Children: RMB 1 100 per person per year, of which 1 10 yuan is paid by individuals.

legal ground

Article 4 of People's Republic of China (PRC) Social Insurance Law

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.