The nature of social security account is wrong. Do you need to change it?

The nature of social security account is wrong and needs to be changed.

Social security generally refers to social insurance. Social insurance refers to a social and economic system that provides income or compensation for people who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons.

Household registration refers to the legal documents produced by the administrative organ in charge of household registration management to record and retain the basic information of the registered population, and it is also the identity certificate of every citizen. Hukou book is a public certificate book that registers and issues certificates to natural persons on a household basis. The recorded items include the natural person's name, date of birth, relatives and marital status. It is the basic legal document to determine the legal status of natural persons as civil subjects.

Benefits of paying social insurance:

1, users can receive a certain living security fee every month after retirement;

2. Drugs purchased in pharmacies can be paid by social security cards, and expenses can be reimbursed when there is a major illness that requires hospitalization observation;

3. If an accident occurs during working hours or due to work reasons, compensation can be made;

4. Women have compensation allowance during childbirth, and all expenses incurred during childbirth are reimbursed.

Social security has the following characteristics:

1, protecting the rights and interests of workers, their relatives and employers;

2. The scope of protection only lies in the personal safety of workers caused by labor;

3. Mandatory, which can not be ignored by both workers and employers;

4. The purpose is to maintain the renewable and recyclable utilization of social labor resources;

5. The funds come from government policy support and contributions from personnel units and individuals.

legal ground

People's Republic of China (PRC) social insurance law

Article 63 If an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.

If the employer fails to pay or repay the social insurance premium within the time limit, the social insurance premium collection agency may inquire about its deposit account in banks and other financial institutions; And can apply to the relevant administrative departments at or above the county level to make a decision on the allocation of social insurance premiums, and notify their bank or other financial institutions in writing to allocate social insurance premiums. If the balance of the employer's account is less than the social insurance premium that should be paid, the social insurance premium collection agency may require the employer to provide guarantee and sign a deferred payment agreement.

If the employer fails to pay the social insurance premium in full and fails to provide guarantee, the social insurance premium collection agency may apply to the people's court for sealing up, distraining and auctioning the property whose value is equivalent to the social insurance premium that should be paid, so as to offset the social insurance premium with the proceeds from the auction.