Will there be losses in the transfer of social security in different places?

As far as endowment insurance is concerned, there is basically no loss, because there are only three factors that affect the amount of pension: the average salary of the whole province increased every year in the previous year, and the pension increased year by year. Therefore, the later the retirement time, the more pensions); My payment period (the longer the payment period, the more pensions); If you want to know more about the loss reporting of social security transfer in different places, follow me to have a look.

As far as endowment insurance is concerned, there is basically no loss, because there are only three factors that affect the amount of pension:

1. When retiring, the average salary of the whole province in the previous year (the average salary of the whole province is increasing every year, and the pension is increasing year by year. Therefore, the later the retirement time, the more pensions);

2. My payment period (the longer the payment period, the more the pension);

3. Personal account amount (the more contributions, the more pensions). After the transfer, the accumulated payment period is calculated, and the personal account storage amount is all transferred. The only impact is that the average wage in each province is different. Medical insurance only transfers the balance of personal account, and the payment period cannot be transferred at present.

Do I have to transfer to social security when I change jobs?

According to the national regulations, if a man is over 50 years old and a woman is over 40 years old, she can't open a social security account in another city. He can only open a temporary account, and the social security originally paid cannot be transferred to a new city. Therefore, don't think that if you want to change jobs in a city, you must transfer social security to a new city. First, you must determine which city you retired from. Secondly, considering your age, social security can not be transferred if you want.

In the transfer of five insurances and one gold in different places, only the old-age insurance, medical insurance and provident fund have really changed. Because work-related injury insurance and maternity insurance belong to the types of insurance paid in the current period, there is no problem of transfer, and employees do not need to pay by themselves. Therefore, if the unit fails to pay these two social insurances for employees during work-related injuries and maternity, employees will not be able to enjoy the benefits paid by social security funds.

Of the five insurances, only the endowment insurance can be renewed in the same account. The transfer of old-age insurance in different places requires a letter of acceptance from the Social Security Bureau of Xincheng District. After giving this letter to the social security bureau of the moving city, the social security bureau of the previous city will transfer the amount of endowment insurance to the account of the new city.

Working in so many cities, will the pension be collected at the last place of work?

How many migrant workers have worked in this factory for two years and in that factory for two years, and when they get old, they have nothing. Please confirm that you paid 10 years in one of the areas where you worked!

Generally, you have to pay a pension of 15 years, and you can enjoy the pension for life when you reach retirement age. After extending retirement, you usually have to wait until you are 65 years old.

What puzzles migrant workers most is the issue of receiving place, because the calculation and distribution of pension is not only related to the balance of individual pension account, but also related to the average social security salary of receiving place. For example, the average social wage in Beijing is 7086 yuan, and that in Tianjin is 4944 yuan. Under the same conditions, you receive much more pension in Beijing than in Tianjin!

According to the national regulations, it must be collected in the area where the accumulated payment has reached 10. Young people who have just graduated have unstable career orientation and life pursuit, and are not sure which city to stay in. Therefore, it is unrealistic for young people to pay 10 years of old-age insurance in one area. See a user information, because it is registered in Hebei, working in Beijing for 8 years and working in Tianjin for 7 years. By the time I retired, the accumulated endowment insurance paid by all localities was less than 10 years. Finally, I can only apply for a pension in Hebei, where my household registration is located. In the end, I can only get a small part of the pension money.