Pay social security by yourself. Is there maternity insurance?

Individuals pay social security without maternity insurance.

Maternity insurance is social insurance paid by employers for employees, and individuals cannot pay it independently. This is because maternity insurance is designed to protect the rights and interests of female employees during childbirth, which is stipulated by national laws and borne by the unit in full. When self-employed individuals purchase social insurance on their own, they can only pay endowment insurance and medical insurance, but not maternity insurance. This system reflects the state's care and protection for women in special periods and ensures that they can get necessary economic and medical support during childbirth.

Components of social security:

1. Old-age insurance: providing basic economic security for life after retirement;

2. Medical insurance: used to reduce the burden of medical expenses when individuals seek medical treatment due to illness;

3. Unemployment insurance: provide economic assistance for a certain period of time when unemployed;

4. Work-related injury insurance: providing medical and economic compensation for patients injured at work or suffering from occupational diseases;

5. Maternity insurance: provide financial assistance to female employees in a certain period of time. The payment and enjoyment of social security are usually influenced by national and local policies, and different regions may have different regulations.

To sum up, individuals can't pay maternity insurance alone, because this social insurance, which is entirely borne by employers, is to protect the rights and interests of female workers during their maternity, which reflects the state's care and protection for women in special periods and ensures their economic and medical support during their maternity.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 53

Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with state regulations, and employees shall not pay maternity insurance premiums.