What is the difference between social security and insurance?

Social security is basic insurance, the first thing you need to do is to apply for social security. If you are not in the place of payment all year round, don't, social security reimbursement for medical treatment in a different place is very little. If you are in the local area, you have to prefer social security, and then according to their own financial situation to buy the appropriate commercial insurance, the two are not conflicting.

Difference: 1, social security is a reimbursement system, the first money out of their own pockets to see the doctor, and then reimbursement in accordance with the proportion of the death of no death benefit. 2, life insurance is divided into a variety of insurance, there are insured death, there are insured accidental death, the big disease of the early payment (there is a diagnosis of the case to give the money) can only be attached to the top of the life insurance, as a rider to sell accidental and hospitalization medical and social security is almost the same, are first! Accidental medical care and hospitalization medical care are similar to social security, both are first pay for medical treatment, and then reimbursement after the treatment. However, there is no conflict with social security, after social security reimbursement, the remaining part of the commercial insurance reimbursement. Life insurance alone pays for death and total disability. The rest is not compensated. But with the additional insurance, you can be reimbursed for medical expenses, and you can get money in advance to see a doctor in case of a serious illness. There are additional subsidies for hospitalization.

According to the provisions of Article 2 of China's Social Insurance Law, the state establishes a social insurance system of basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and other social insurance systems, to protect the right of citizens to obtain material assistance from the state and society in accordance with the law in the event of old age, illness, industrial injury, unemployment, childbirth and other circumstances.

Legal basis

The People's Republic of China **** and the State Social Insurance Law Article 2 The State establishes a social insurance system of basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and other social insurance systems, to safeguard the right of citizens to obtain material assistance from the State and society in accordance with the law in the event of old age, sickness, industrial injury, unemployment and maternity, and so on.