Pay social security or rural cooperative medical care

Urban workers' medical care, urban residents' medical care and new rural cooperative medical care are all basic medical insurance in China. Everyone can only choose to apply for one, but it is ineffective to do more. Rural hukou can only choose to apply for rural cooperative medical care or medical insurance for employees, and urban residents can only apply for medical insurance for urban residents. Of course, the reimbursement rate of these three kinds of medical insurance is high, because the compensation is also high. The rural cooperative medical system has a high financial subsidy and a high reimbursement rate, because the current policy is biased towards rural areas. The reimbursement rate of medical insurance for urban residents is the lowest, and the compensation is higher, while the reimbursement rate is lower than that of rural cooperative medical care.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.