How many months is social security 15?

15 years social security purchase is 180 months. 1 year is 12 months. 15x 12 = 180。 The most basic social security is actually social medical insurance and social endowment insurance, one is basic medical reimbursement, and the other is pension savings. Generally speaking, when the social security contribution reaches 15 years, the old-age insurance will reach the minimum payment period of 15 years, reaching the standard of receiving pension for retirement.

In fact, in the process of calculating the pension, the cumulative payment period 15 is calculated accurately to the month, and 180 months is the minimum payment period we require, but even if we pay one more month of basic old-age insurance, the final pension benefits will be improved. I will enjoy more benefits and rewards in the future, but I will only pay one more month's pension insurance, and the pension will increase very little, even being ignored by some people.

Let me give you a simple example. Suppose you pay the basic old-age insurance according to 15 years, and you may eventually get a pension of 1000 yuan after retirement. But if we pay one more month's pension insurance, you may get a pension of 1008 yuan, which is obviously more than 8 yuan per month. However, because the salary level of 8 yuan is really low, most people are ignored, because 1008 yuan and 1000 yuan give people the impression that they are all paid at 1000 yuan, so many people are ignored, so it seems useless to pay more this month.

In fact, this kind of understanding is completely a wrong way of understanding. Although we paid an extra month's old-age insurance, the level of pension benefits is not very high, but for us personally, we should continue to pay social security when we are old enough to pay social security, and we should not pay social security according to 15, so that you will enjoy a higher pension. To give some simple examples, suppose you meet the payment period 15, but the distance.

In this way, the pension we will enjoy in the future will be greatly improved, so that you will not only get a pension of 1000 yuan or 1000 yuan in the future, which is meaningful to yourself. Of course, even if you pay one more month's endowment insurance, it is meaningful for yourself, because after all, you can get a few more dollars a month, and the benefit is lifelong for yourself.

Legal basis: Article 16 of the Social Insurance Law of People's Republic of China (PRC), individuals who have participated in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid the accumulated contributions for fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.