Who will bear the social security expenses?

Legal analysis: the proportion of social security contributions is generally as follows:

Endowment insurance: enterprise units: adhere to the principle of combining social pooling with individual accounts, and the insurance premium is shared by the unit and employees. Among them, the proportion of corporate social pooling contributions is about 20% of the total wages of enterprises, and the proportion of individual contributions of employees is 8%. The contribution ratio of freelancers, owners of individual industrial and commercial households in cities and towns, and subsequent payers who terminate labor relations is 20%. Institutions: The regulations on rates vary from region to region, which are specifically approved by social security institutions.

Medical insurance: the basic medical insurance is based on the principle of combining social pooling with individual accounts, and the insurance premium is shared by both employers and employees. Employers generally pay about 6% of the total wages of employees, and individuals pay 2% of the wages. All individual contributions are included in the personal account, about 30% of the employer's contributions are included in the personal account, and the rest are used to establish the overall fund.

Unemployment insurance: the employer pays the unemployment insurance premium at 2% of the total wages of the employer, and the employees of the employer pay the unemployment insurance premium at 1% of their own wages.

Work-related injury insurance: Work-related injury insurance premiums are paid by enterprises, and the industry differential rates are implemented. The collection standard is the total wages of all employees of the enterprise multiplied by the industry differential rate, and the average industrial injury insurance rate generally does not exceed 1%. Maternity insurance: The maternity insurance premium paid by the enterprise shall not exceed 1% of the total wages.

Legal basis: Article 12 of the Social Insurance Law of People's Republic of China (PRC), the employing unit shall pay the basic old-age insurance premium in proportion to the total wages of its employees as stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.