Why not advise individuals to pay social security? Is it cost-effective?

1, there is no one who does not recommend paying social security. On the contrary, we encourage everyone to pay social security, especially medical insurance, to give themselves a basic guarantee and improve their ability to resist risks. As the saying goes, he who has no long-term worries will have near worries. According to the current policy, it is a very cost-effective thing for ordinary people to pay a small part of their immediate income to social security.

2. However, if you pay social security and medical insurance, the best solution is to join a formal enterprise (not necessarily a state-owned enterprise or a large enterprise, as long as it is a formal enterprise, it will buy social security and medical insurance for employees according to law). Because it is the most cost-effective for individuals.

3. If it is not convenient to find a full-time job, buy it yourself in the form of flexible employment and participate in residents' medical insurance. Although the degree of protection may not be as good as employee medical insurance, it is better to have protection than nothing. Moreover, many places now have relevant subsidies, so you can go to the social security department of your place of residence and the neighborhood Committee for consultation.

Social security and medical insurance are the most basic things that the state does for everyone. It doesn't matter if you have a strong personal ability, but for most ordinary people, especially low-income people, with social security and medical insurance, the ability to resist risks can be greatly enhanced.