Zhuhai five insurance and one gold payment ratio

1, endowment insurance, units and individuals pay 16% and 8% respectively;

2, medical insurance, units and individuals pay 8.5%, 2% respectively;

3. Unemployment insurance, units and individuals pay 0.7% and 0.3% respectively;

4, work-related injury insurance units to pay 0.5%, individuals do not pay;

5, maternity insurance units pay 0.7%, individuals do not pay;

6. The upper limit of housing accumulation fund 12% and the lower limit of 5% shall be paid by both units and employees.

Five insurances and one gold refer to several kinds of security benefits provided to workers by employers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund. Insurance and payment:

(1) employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium;

(2) Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

(3) Measures for endowment insurance for civil servants and staff members managed by reference to the Civil Service Law shall be formulated by the State Council.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Notice of Zhuhai Housing Provident Fund Management Center and Zhuhai Finance Bureau on Adjusting the Deposit Limit Standard of Housing Provident Fund in 20021year.

Second, the deposit ratio.

The upper limit of the deposit ratio of housing provident fund for units and employees is 12%, and the lower limit is 5%.

Third, the deposit base

The deposit base of housing provident fund is the average monthly salary of employees in the previous year (natural year). 202 1 The upper limit of the deposit base of housing provident fund is set at 26,820 yuan, which is three times the average monthly salary of employees in the previous year announced by Zhuhai Statistics Department; The minimum deposit base of housing provident fund is Zhuhai minimum wage standard 1720 yuan.