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How many grades do new farmers keep?
First, the new rural insurance payment grade setting
The payment grade of the new rural insurance is usually set by the local government according to the local economic situation and farmers' income level. Generally speaking, the payment grade will be divided according to a certain proportion or a fixed amount. For example, in some areas, there may be multiple grades such as 100 yuan per year, 200 yuan, 500 yuan, 1000 yuan, etc. Insured farmers can choose appropriate grades to pay according to their own economic conditions.
Second, choose the appropriate payment grade.
Insured farmers should comprehensively consider personal economic conditions, future pension needs, preferential policies and other factors when choosing payment grades. Farmers with better economic conditions can choose higher payment grades and get higher pension benefits; Farmers with relatively poor economic conditions can choose lower payment grades to reduce their economic burden. At the same time, farmers should also pay attention to preferential policies, such as government subsidies, in order to make full use of policy dividends.
Third, the significance and role of the new rural insurance
The implementation of the new rural old-age insurance system is of great significance for ensuring the basic life of the elderly in rural areas. By paying a certain insurance premium, farmers can receive a monthly pension after reaching the legal retirement age, thus solving the problem of providing for the aged. In addition, the new rural old-age insurance also helps to promote rural economic development and social stability, and improve farmers' living standards and happiness.
To sum up:
The new rural insurance has set up several payment grades, and the insured farmers can choose the appropriate grade to pay according to their personal economic situation. By participating in the new rural old-age insurance, farmers can provide a certain guarantee for their future old-age life, and also help promote rural economic development and social stability.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 20 provides that:
The state establishes and improves the new rural social endowment insurance system.
The new rural social endowment insurance combines individual contributions, collective subsidies and government subsidies.
Guiding Opinions of the State Council on the Pilot Project of New Rural Social Endowment Insurance
(Guo Fa [2009] No.32)
Article 3 provides that:
Coverage: Rural residents who have reached the age of 16 (excluding school students) and have not participated in the basic old-age insurance for urban workers may voluntarily participate in the new rural insurance at their domicile.
Article 4 provides that:
Fund raising: The new rural insurance fund consists of individual contributions, collective subsidies and government subsidies.
(1) individual payment. Rural residents who participate in the new rural old-age insurance shall pay the old-age insurance premium according to the regulations. At present, the payment standard is set at 100 yuan per year, which is divided into five grades: 200 yuan, 300 yuan, 400 yuan and 500 yuan. All localities can increase the payment grade according to the actual situation. Insured people choose their own grades to pay, and pay more. The state adjusts the payment grade according to the growth of per capita net income of rural residents.
(2) Collective subsidies. Conditional village collectives shall give subsidies to the insured, and the subsidy standard shall be determined by the villagers' committee. Encourage other economic organizations, social welfare organizations and individuals to provide financial support for the insured.
(3) government subsidies. The government pays the insured who meets the basic pension conditions of the new rural insurance in full, in which the central government gives full subsidies to the central and western regions and 50% subsidies to the eastern regions according to the basic pension standards determined by the central government.
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