I am a rural hukou, and I have paid social security in the factory for more than eleven years. What if it takes more than three years to retire?

What should I do if I have paid social security in the factory for more than eleven years and it will take more than three years to reach retirement age? If you continue to pay social security for more than three years, you may pay social security for 15 years, or you may pay less for a few months. What should I do? Continue to pay for a few months later! When the pension insurance payment reaches 15 years, you can go through the retirement formalities and receive the pension.

There are two situations here. First, I still work in the factory and can continue to pay social security. If I don't go to work, I have to continue to find a unit that pays social security. There's another one who hasn't found a job. I joined social security with sensitive employment.

Continue to work, the unit pays social security.

If you are still working, if you continue to work until retirement age, the social security payment period should be more than 14 years, or it may just be 15 years. If it's not 15 years, then you can go through the retirement formalities and get a pension!

Suppose I leave my job, then I will look for a new job, even if the salary is lower, and find a unit that pays social security and work hard in it for more than three years. When I reach retirement age, I will sum up how many years I have paid social security, which is almost the same. I pay the old-age insurance to reach the minimum payment period, go through the retirement formalities and receive the pension!

Can't find a job and participate in sensitive employment social security.

Suppose I left the factory, and now I am 57 years old and want to work in the factory again. Many factories don't want older workers, so I have to bite the bullet and participate in sensitive employment social security, and I can only get a pension after paying for more than three years!

Here is the 4050 social security subsidy. It means that it is difficult for women over 40 and men over 50 to find jobs. It is difficult for me to take part in sensitive employment and pay social security fees. Because there is no stable source of income, I can apply for social security subsidies. Generally, the subsidy is three years, and the subsidy is one-third to one-half of the cost. However, many central authorities did not support agricultural registered permanent residence and applied for this policy.

Then these three years are crucial. Tighten your belt, continue to pay, and don't give up borrowing money. We really can't go to the bank for a loan! Future pension repayment can also be done. The state has such documents to support those who have difficulties in obtaining loans.

There is another person in social security who can get a pension in addition to the pension insurance contribution 15 years. There is also a kind of medical insurance that allows you to enjoy lifelong medical care after retirement. Ordinary lesbians, who have paid for medical insurance for 20 years, enjoy lifelong medical insurance benefits; Gay men pay for 25 or 30 years and enjoy lifelong medical insurance.

Then when you reach retirement age, you can pay in one lump sum, which costs tens of thousands of dollars, depending on your economic ability. If there is, you can make a payment, which has many benefits. If not, you can only participate in medical insurance for urban and rural residents, which is several hundred yuan a year. This insurance reimbursement rate is lower than that of urban workers' medical insurance, and you still need to pay fees every year, and the payment guarantee is one year. But there is also a basic medical security.

To sum up, it is not terrible to reach retirement age by three years. We should calmly consider how to find a job and pay social security after paying 15 years. If you can't find it, you can only rely on yourself. No matter how hard and tired you are, you must persist. As long as you stick to the end, you can enjoy the pension.