Does social insurance include commercial insurance?

I can't. They are two different kinds of insurance. Social labor insurance is a state-led and unprofitable social security public utility. Once the insured payer reaches the age of enjoying the pension, he will enjoy the pension and medical care for life.

Commercial insurance companies are enterprises, and the highest purpose of enterprises is to make profits. He will not do unprofitable business.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.