Job Recruitment Website - Social security inquiry - What will happen if you leave your job without paying social security?
What will happen if you leave your job without paying social security?
First, the importance of social security.
Social security is a system established by the state to protect the basic life of citizens, covering pension, medical care, unemployment, work injury, maternity and many other aspects. By paying social security, individuals can get help and protection from the state when they encounter risks, reduce their economic burden and maintain the stability of their lives.
Second, the consequences of not paying social security after leaving the company
1. Lack of old-age security: Social security is an important guarantee for old-age care. Failure to pay social security after leaving the job will lead to individuals not enjoying the pension benefits they deserve when they retire, which will bring economic pressure to their later life.
2. Medical insurance is affected: Medical insurance in social security can provide medical expenses reimbursement for individuals. Failure to pay social security after leaving the job leads to the inability to get reimbursement of medical expenses when you are sick or injured, which increases the economic burden.
3. Lack of unemployment insurance: Unemployment insurance in social security can provide certain economic subsidies when individuals are unemployed and help individuals tide over the difficulties. If you leave your job and don't pay social security, you can't enjoy this treatment if you are unemployed.
4. Affect personal credit: Social security payment record is a part of personal credit system. Failure to pay social security after leaving the company may lead to personal credit damage and affect the handling of financial services such as loans and credit cards in the future.
Third, how to avoid leaving your job and not paying social security?
1. Know the social security policy: Before leaving your job, you should know the local social security policy and clarify your rights and obligations.
2. Handle social security transfer in time: handle social security transfer procedures in time after leaving the company to ensure the continuity of social security relations.
3. Consultation with professionals: If you have any questions, you can consult social security agencies or professionals for help and advice.
To sum up:
Leaving a job without paying social security will have a negative impact on personal pension, medical care, unemployment and so on, and may even affect personal credit. Therefore, individuals should understand the social security policy before leaving their jobs, and handle the social security transfer procedures in time to ensure that their rights and interests are protected. At the same time, we should also pay attention to personal credit status to avoid credit damage caused by social security problems.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 63 provides that:
If the employer fails to pay social insurance premiums in full and on time, the social insurance collection agency shall order it to pay or make up within a time limit.
Article 86 provides that:
If the employer fails to pay the social insurance premium in full and on time, the social insurance premium collection agency shall order it to pay it within a time limit or make up for it, and from the date of default, an overdue fine of 5/10000 shall be added daily; Failing to pay within the time limit, the relevant administrative departments shall impose a fine of more than one time and less than three times the amount owed.
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