What is included in the five insurance and two gold

1, housing provident fund, refers to the state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions and their in-service employees to contribute to the long-term housing reserves.

2.? Enterprise annuity, refers to the enterprise and its employees in accordance with the law to participate in the basic pension insurance on the basis of the voluntary establishment of a supplementary pension insurance system.

"Five insurance", that is, social insurance, including pension insurance, medical insurance, work injury insurance, maternity insurance, unemployment insurance. Payment of social insurance is a legal obligation of the employer, whether it is a central enterprise, municipal enterprises, private enterprises, three-funded enterprises, or state-run, private are required to participate in the social security co-ordination, do not pay or underpayment of social security enterprises, the district and county Human Resources and Social Security Bureau of the Labor Inspection Brigade will be enforced and punished.

"Five insurance and two gold" that is, "five insurance and one gold" plus "enterprise annuity". The five insurance and one gold includes pension insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance, housing fund. The enterprise annuity enterprise for the enterprise workers to provide a certain degree of retirement income protection supplemental pension system.

"Five insurance" refers to five types of insurance, including pension insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance;

"One gold" refers to the housing fund.

These three types of insurance, namely pension insurance, medical insurance and unemployment insurance, are paid by both the enterprise and the individual **** the same premiums, while work-related injury insurance and maternity insurance are borne entirely by the enterprise, and the individual does not need to pay.

It is important to note that "five insurance" is legal, while "one gold" is not legal.