How to deal with five insurances and one gold after the teacher resigns?

How to deal with five insurances and one gold after the teacher resigns;

1, old-age insurance: payment stopped and the establishment period was interrupted;

2. Medical insurance: money in personal accounts can be used locally;

3. Work-related injury insurance, unemployment insurance and maternity insurance: there is no personal account, and the insurance will be automatically lifted after resignation;

4. Housing accumulation fund: those who meet the conditions for accumulation fund withdrawal can be withdrawn, and can be renewed in the future, and will not be invalidated.

The process of handling five insurances and one gold is mainly as follows:

1, enterprises opening accounts for social security and provident fund need to open accounts for social security and provident fund at social security bureau and provident fund center within 30 days from the date of establishment. After opening a social security account, you will get the social security registration certificate, and after opening a provident fund account, you will get the unit provident fund registration number.

2. Companies that increase or decrease employees must add new employees to the company's five insurance and one gold account every month, and delete the employees who have left the company from the account. Social security and provident fund accounts are two independent accounts, and the operation of increasing or decreasing employees must be carried out in two accounts.

3. Confirm the payment base unit needs to declare the correct payment base of five insurances and one gold for employees every month to ensure the normal payment of five insurances and one gold. The payment base of five insurances and one gold is the average salary of employees in the previous year or the salary in the first month of employment.

4. Payment of five insurances and one fund If the enterprise, the bank and the social security/provident fund management institution have signed a bank payment agreement, the payment of five insurances and one fund will be directly deducted from the enterprise bank account at a fixed time every month. Of course, enterprises can also choose cash or check to pay at the site of the five insurance and one gold management institution.

To sum up, the treatment of resignation with five insurances and one gold is: temporary suspension of payment, and short-term suspension of payment has no obvious impact; Individuals bear the cost of five insurances and one gold, and continue to pay; If the new company renews its contract and looks for a job in other places, it needs to go through the transfer formalities as soon as possible. The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Legal basis:

Article 50 of People's Republic of China (PRC) Labor Contract Law

After the compulsory labor contract of both parties is dissolved or terminated, the employing unit shall issue a certificate of dissolution or termination of the labor contract at the time of dissolution or termination, and handle the transfer formalities of the file and social insurance relationship for the employee within 15 days.

Laborers shall handle the work handover according to the agreement of both parties. If the employing unit should pay economic compensation to the workers in accordance with the relevant provisions of this law, it should pay it when the work handover is completed.

The employing unit shall keep the text of the dissolved or terminated labor contract for at least two years for future reference.