How much does it cost to buy social security in Guangxi in 2022-2023, and how much does it cost to pay social security in Guangxi in 2022?

How much does it cost to buy social security in Guangxi in 2022-2023, and how much does it cost to pay social security in Guangxi in 2022?

I. Guangxi Zhuang Autonomous Region 202 1 Social Security Payment Base

According to the data released by official website, the People's Social Welfare Department of the Autonomous Region, the average wage of employees in all-caliber urban units in the region is 58 19 yuan/yuan, which is 69,832 yuan a year.

The upper and lower limits of the social security contribution base are usually 60%-300% of the average salary.

The lower limit of the payment base of endowment insurance and unemployment insurance: 58 19*60%=3492 yuan, which is a public institution, and the lower limit of enterprise payment is still 3323 yuan/month.

The upper limit of pension insurance and unemployment insurance payment is 58 19*300%= 17457 yuan.

Two, based on the new payment base corresponding to individual contributions.

1, endowment insurance for urban workers

Individual employees pay 8% per month. According to the minimum payment base, enterprise employees pay 3323 * 8% = 265.84 yuan per month.

The proportion of individual contributions for flexible employees is 20%. According to the minimum payment base, at least 3323*20%=664.6 yuan is deducted every month.

2. Medical insurance for urban workers

On-the-job personnel pay 2% for individuals, 7.3% for units, and 3,323 * 2% is deducted by individuals every month = 66.46 yuan.

10%, and the monthly deduction for flexible employment is 3323* 10%=332.3 yuan.

3. Unemployment insurance

Individuals and units each pay 0.5%, and employees deduct 3323 * 0.5% = 16.438+05 yuan per month.

Maternity insurance does not need to be paid separately, and industrial injury insurance is paid by the unit.

Then based on the new payment base: (large medical 90 yuan/year)

On-the-job personnel will be deducted at least 265.84+66.46+16.5438+05 = 348.95438+05 yuan per month;

Flexible employees: deduct employee medical insurance and pension 664.6+332.3=996.9 yuan per month.

Third, personal social security, how much can I get after 20 years of retirement?

If the individual pays according to the payment base of 3492 yuan, and the average salary on the job is 58 19 yuan, and the salary payment is 20 years, try to calculate the retirement pension for men at the age of 60:

Basic pension: (58 19+5865438 * payment index 0.6)÷2* payment period 20* 1%=93 1.04 yuan.

Personal account pension: 3492*8%* 12 months *20 years, and the calculated number of months is 139=482.34 yuan.

Personal pension: basic pension+personal account pension: 931.04+482.34 =1413 yuan.

The longer the individual payment period of endowment insurance, the higher the payment grade, the higher the pension, and the higher the adjustment and increase of basic pension in subsequent years.

It should be noted that starting from 20 17, individuals are not allowed to pay employee pension insurance unless the unit is in arrears or because of land acquisition. Therefore, individuals can only retire after paying the old-age insurance 15 years, which means that men should start paying before the age of 45, and women should start paying before the age of 40, otherwise they can't retire at the legal age.