What is the social security payment base of 4000? How much can I get for retirement (calculation formula)

Not long ago, some netizens asked, how much pension can individuals get if they pay 15 years according to the payment base of 4000? The payment base of endowment insurance is not fixed. With the change of on-the-job salary, it is adjusted every year, and the daily payment pressure is not small. During this period, even if the payment base is 4000, retirement benefits should be calculated.

First, how did the payment base of 4000 come from?

The social security payment base usually has a lower limit and an upper limit, which are 60%-300% of the average salary of local employees respectively. For example, the local community department announced that the average wage of employees in this province was 10000 yuan, so it was immediately known that the lower limit of the payment base for urban employees' pension insurance was 6000 yuan, and the upper limit of the payment base was 30000 yuan. In some places, in order to reduce the burden on employees of enterprises, the minimum base of actual institutions and institutions is set at 60%, and employees of enterprises and flexible employees can pay according to the base of 55% or less than 6000. This is a case.

The payment base is 4000, which should be the lowest in coastal provinces according to the current situation of payment bases in various provinces.

According to the lowest grade, then the average salary of local employees can be calculated in reverse, 4000? 60%=6667 yuan, then seven grades of local social security contributions can be calculated.

The first file, the average wage of employees is 60%, and the payment base is 4000 yuan.

The second stage is 80% of the average salary of employees, and the payment base is 5333 yuan.

In the third stage, the average salary of employees is 90%, and the payment base is 6000 yuan.

The fourth file, the average wage of employees 100%, the payment base is 6667 yuan.

The average wage of employees in the fifth stage is 150%, and the payment base is 10000 yuan.

In the sixth gear, the average wage of employees is 200%, and the payment base is 13333 yuan.

In the seventh file, the average salary of employees is 300%, and the payment base is 20,000 yuan.

The pension insurance payment base is 4,000 yuan, and the monthly payment of employees is 4,000 * 8% = 320 yuan; Flexible employees pay endowment insurance at their own expense, with a monthly payment of 4000 * 20% = 800 yuan.