Deqing social security payment base

Deqing social security payment base refers to the base used to calculate the amount of social insurance premium and housing accumulation fund, which is determined by the smaller value of individual salary and the minimum and maximum payment base stipulated by the local government. In Deqing, different types of insured people have different payment bases.

Deqing social security payment base is a range stipulated by the government, aiming at standardizing the payment amount of social insurance premium and housing provident fund, and ensuring the insured to enjoy the corresponding social security and provident fund treatment. The payment base is determined by the smaller of the individual salary and the local minimum and maximum payment base. Generally speaking, the range of payment base will be adjusted with the development of economy and the change of social security policy. In Deqing, according to different types of insured persons (such as employees, flexible employees, retirees, etc. ), their payment base is also different. Taking employees as an example, according to the payment standard of social insurance premium and provident fund implemented in Deqing on 20 18, the payment base should be between 70% and 300% of the average monthly salary of the previous year. In addition, for those who have no wage income but still need to be insured, such as students and unemployed people, the payment base is stipulated by the local government. It is worth noting that the determination of social security payment base in Deqing will not only affect the amount of social security and provident fund paid by the insured, but also affect the individual's pension and medical security benefits. Therefore, the insured need to carefully understand the local social security policies and relevant regulations, ensure the reasonable determination of the payment base, and provide better protection for their future.

If the personal income is high, can you choose to pay a higher social security contribution base? In Deqing, the payment base of individual social security and housing provident fund should be reasonably determined within the prescribed scope. If the personal income is high, the payment base can be set in a higher range to obtain higher social security and provident fund benefits. However, it should be noted that the payment base cannot exceed the local maximum payment base, otherwise it will become "high payment and low payment", that is, the more money you pay, the less social security and provident fund benefits you get. Therefore, individuals need to reasonably determine the payment base according to their own income and actual needs.

Deqing social security payment base is an important basis for individuals to pay social security and housing provident fund, and its reasonable determination is of great significance to protect personal welfare and retirement. Insured personnel need to carefully understand local laws and policies and reasonably determine the payment base in order to enjoy the corresponding social security and provident fund benefits.

Legal basis:

Article 12 of the Social Insurance Law of People's Republic of China (PRC) * * * The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit, and other flexible employees who have participated in the basic old-age insurance shall pay supplementary fees for the basic old-age insurance in accordance with state regulations, which shall be credited to the basic old-age insurance pooling fund and individual accounts respectively.